7 Secrets to Smart Shopping on the Web

7 Secrets to Smart Shopping on the Web

I’ll admit it – I’m a shopping addict. But the last place you’ll see me, if I can help it, is at a shopping mall or retail store. I’m an online shopper and greatly prefer it [...]

Tips for Finding Estate Sale Bargains

Tips for Finding Estate Sale Bargains

Estate sales are a step-up from yard sales or garage sales. Instead of selling items people no longer want, they are trying to sell a house full of possessions people actually owned and used. They are [...]

Should You Choose an Adjustable Rate Mortgage?

Should You Choose an Adjustable Rate Mortgage?

When it comes to fixed rate and adjustable rate (ARM) mortgages the standard personal finance advice is to always get a fixed rate mortgage. Most people opt for a 30-year fixed rate mortgage, but a 15-year [...]

5 Ways to Green Your Home and Save Money

5 Ways to Green Your Home and Save Money

Many of us are looking for ways to save money, as well as be greener in our habits. Luckily, more sustainable living and saving money often go hand in hand. Indeed, many of the things that [...]

4 Easy Lifestyle Habits That Lead to Financial Freedom

4 Easy Lifestyle Habits That Lead to Financial Freedom

Sometimes when we think about saving money and financial freedom, we think about getting good deals on what we buy and making wise investments. However, saving money and building wealth isn’t just about the bargains we [...]

How to Talk to Your Partner About Money

How to Talk to Your Partner About Money

We all hate the money talk. Whether you are working out the details of your financial lives before you commit, or whether you have been in a committed relationship for years, talking about money always seems [...]

How to Find a Job When You’re Unemployed

How to Find a Job When You’re Unemployed

One of the biggest challenges to finding a job when you are unemployed is the length of time you have been without a job. The unfortunate reality is this: the longer you have been out of [...]

How to Raise Your Credit Score with a Credit Card

How to Raise Your Credit Score with a Credit Card

You are finally seeing the light at the end of the tunnel. Your last debts have been paid off a few months back and your bank account is steadily growing for a change. You aren’t stressing [...]

Pay Yourself First to Grow Your Savings Automatically!

Pay Yourself First to Grow Your Savings Automatically!

One of the best ways to avoid dipping your fingers into your savings (especially your emergency fund for non-emergencies) is to automate your savings accounts so that your money flows through your personal economy without much [...]

When Should a Child Get a Cell Phone?

When Should a Child Get a Cell Phone?

When I started college 15 years ago, cell phones were the province of rich business men. They were also huge. Now, a cell phone can easily fit in your pocket. And nearly everyone has a cell [...]

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Quite Possibly the Best Free Personal Wealth Management Tool

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In the last few years, there has been a move toward using software and web-based applications to help consumers manage their finances. However, many of the tools are somewhat lacking in sophistication. Applications like Mint.com might [...]

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I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.

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