With the higher than normal unemployment rate, and even higher underemployment rate, many people find themselves in a situation where they can’t pay their bills. If you are one of those people, here are a few [...]
It started so innocently. I’d come home from shopping, and I’d throw a receipt in my “inbox.” I needed the receipt to start the price book that I was determined to start this year. And then [...]
BeingFrugal.net began as a personal journal to hold me accountable for my commitment to get out of debt. Getting out of debt is a high priority for my family, and I like to write about it [...]
Many people will tell you that being a parent is rewarding and interesting work. Indeed, many people insist that, even though having children is difficult, it also offers a great deal of fulfillment. However, it’s important [...]
In general, people want to make financially responsible decisions when they go shopping. Often times, I look at two apparently identical items that priced differently. On some occasions, the difference between two products is as obvious [...]
Owning a car can be an expensive proposition. You can’t just look at the price of a vehicle (or your monthly car payment) and think that is your only cost. Maintenance costs can sometimes overwhelm a [...]
Life has a way of changing long-held opinions. I used to vehemently state that I would not want to stay home with my children (who did not exist at the time) because I needed adult interaction [...]
There are several ways to save money on health care, regardless the type of medical insurance you may have. Even if you don’t have any health insurance coverage, there are opportunities available to help lower your [...]
There’s a great Friends episode where Joey’s Dad is having an affair and his Mom knows about it. Joey gets really upset and thinks his Dad should end the affair and be reconciled to his wife. [...]
A few years ago, this was an almost daily conversation in my home: My husband (sometime around 5 pm): “What should we have for dinner?” Me: “I don’t know. I haven’t really thought about it.” My [...]
In the last few years, there has been a move toward using software and web-based applications to help consumers manage their finances. However, many of the tools are somewhat lacking in sophistication. Applications like Mint.com might [...]
I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
In accordance with FTC guidelines, I state that I have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.
Any references to third party products, rates, or websites are subject to change without notice. I do my best to maintain current information, but due to the rapidly changing environment, some information may have changed since it was published. Please do the appropriate research before participating in any third party offers.