I maintain affiliate relationships with several companies. Most of these are programs that I have used and love. When I do not love the program, I say so. What this means is that when I write about a program or product I love and include a link, I get a commission, which helps support this site.
Sometimes a company compensates me (usually in the form of a gift card) to write a post about something I find interesting or useful. When that happens, I mention that I have been compensated at the end of the post. I do write about companies I am affiliated with, but my opinions are always truthful. I try to include the positives and negatives of any products I write about. If you have any questions about the above companies, feel free to contact me with any questions. I’d be glad to discuss them with you.
I also run paid ads in my sidebar. Some ads are affiliate ads for companies I love. I hand pick these ads, because they’re companies and products I personally use. All other ads like Google Adsense are random, and I do not endorse them.
I enjoy comments, good discussion, and alternative viewpoints. You are always welcome to leave a comment if you have something to add to the conversation, a question to ask, or even a viewpoint different than my own. However, I do ask that you be respectful in voicing your opinions, both to me and to other commentators. I reserve the right to remove any comments that are obviously meant to be inflammatory or comments that are spam.
I do not participate in link exchanges. I do not have time to respond to emails requesting link exchanges. I’m sorry.
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I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
In accordance with FTC guidelines, I state that I have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.
Any references to third party products, rates, or websites are subject to change without notice. I do my best to maintain current information, but due to the rapidly changing environment, some information may have changed since it was published. Please do the appropriate research before participating in any third party offers.