Lynnae McCoy's Author Profile and Articles

Lynnae McCoyI'm Lynnae, wife of one and stay-at-home mom of two. I'm committed to getting out of debt by being frugal with my choices in life.

Articles by Lynnae McCoy

75 Frugal Hacks for Your Home

Decorating and maintaining a home is expensive, but there are things you can do to cut the cost. Lately it seems that every time I turn on the news, there’s a story about the mortgage crisis […]

5 Steps to Paying off Credit Cards

5 Steps to Paying off Credit Cards

A few years ago my husband and I paid off our credit cards. Finally. We had dreamed about paying off our credit cards from the day we got married. Unfortunately, we didn’t have a plan at […]

10 Part Time Jobs with Benefits

10 Part Time Jobs with Benefits

Health insurance is a touchy subject these days. It’s expensive and often not available unless you work full time for a company. Is there any hope for people who neither need nor want to work part […]

How to Save Money: 96 Ways to Cut Your Spending

If you have been trying to get out of debt and improve your financial situation, but doesn’t have the action plan to get it done…help is here! Take a look at the following list of ways […]

Do You Have a Fully Funded Emergency Fund?

Don’t touch your emergency fund, unless you are truly having an emergency! The third step in Dave Ramsey’s plan for getting your financial life in shape is a fully funded emergency fund. The definition of a […]

What to Buy in August

No matter where you shop, great deals abound in August. With stores trying to get you in the door with promises of back to school sales, August is the time to stock up on certain items. […]

10 Benefits of Raised Garden Beds

10 Benefits of Raised Garden Beds

Today, if the weather cooperates, my kids and I will be starting our Square Foot Garden. We have a lot of work to do, as the boxes aren’t even on the ground yet. In fact, we […]

How to Save Money on Health Insurance

How to Save Money on Health Insurance

Depending on your situation, health insurance can take up a big chunk of the family budget. Our insurance premium eats up a third of our income! Even though it’s tempting to forego health insurance in exchange […]

How to Save Money on Car Insurance

How to Save Money on Car Insurance

If you’re on a quest to lower your bills, take a hard look at your car insurance. Car insurance is an area that can yield monthly savings with just a few phone calls and inquiries. Many […]

What to Do When You Can’t Pay Your Bills

With the higher than normal unemployment rate, and even higher underemployment rate, many people find themselves in a situation where they can’t pay their bills. If you are one of those people, here are a few […]

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Disclaimer and Legal Mumbo Jumbo

I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.

In accordance with FTC guidelines, I state that I have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.

Any references to third party products, rates, or websites are subject to change without notice. I do my best to maintain current information, but due to the rapidly changing environment, some information may have changed since it was published. Please do the appropriate research before participating in any third party offers.

For additional information, please review our legal disclaimers and privacy policy.