What to Do When You Can’t Pay Your Bills

With the higher than normal unemployment rate, and even higher underemployment rate, many people find themselves in a situation where they can’t pay their bills. If you are one of those people, here are a few strategies that might help you. Prioritize Your Bills Think about what is important for your survival. You need a … Read more What to Do When You Can’t Pay Your Bills

4 Tips to Help You Avoid Fast Food Drive-Thru

When my children were young, I promised myself that we would always have dinner together as a family. I promised that no activity would get in the way of those family dinners. But now that my kids are older, reality has hit. My two oldest children are very talented in very different areas. Between soccer … Read more 4 Tips to Help You Avoid Fast Food Drive-Thru

5 Fall Tasks to Get the Most Out of Your Garden Next Year

As cool weather approaches, all but the most avid gardeners begin thinking about putting our gardens to bed for the winter. If you’ve grown weary of gardening, it’s tempting to just let your garden die and forget about it until spring planting season. However, if you’re interested in getting the most out of your garden … Read more 5 Fall Tasks to Get the Most Out of Your Garden Next Year

Which is Better: Points or No Points on Your Mortgage?

Buying your first home can be a confusing process, and one of the most confusing aspects is financing the home. If you’re not financially savvy some of the terminology used in the mortgage industry can make your head spin. When my husband and I took our our mortgage, one of the things we needed to … Read more Which is Better: Points or No Points on Your Mortgage?