Lynnae McCoy With the higher than normal unemployment rate, and even higher underemployment rate, many people find themselves in a situation where they can’t pay their bills. If you are one of those people, here are a few strategies that might help you. Prioritize Your Bills Think about what is important for your survival. You need a … Read more What to Do When You Can’t Pay Your Bills
It started so innocently. I’d come home from shopping, and I’d throw a receipt in my “inbox.” I needed the receipt to start the price book that I was determined to start this year. And then I’d get some mail that needed to be dealt with…later. So into the inbox it went. The problem was, … Read more How to Reduce Paper Clutter
BeingFrugal.net began as a personal journal to hold me accountable for my commitment to get out of debt. Getting out of debt is a high priority for my family, and I like to write about it frequently; partially because I still need to hold myself accountable, and partially because I want to motivate others who … Read more How to Get Out of Debt
I don’t know about you, but with prices of groceries and gas skyrocketing, I’m looking to save money any way I can. One of the less obvious ways of saving money is to pay attention to the color of your sheets and towels. I always buy white. Always. Now, I know only buying white sheets … Read more Save Money by Purchasing White Linens and Towels
I know Halloween is just around the corner, but we’re going to talk Christmas today. After all, there’s only two more months left until the big day. Begin planning now for a frugal and stress-free Christmas. Make a Plan Every year my goal is to have all my Christmas shopping done by Thanksgiving. I really … Read more Start Your Christmas Shopping Early
When my children were young, I promised myself that we would always have dinner together as a family. I promised that no activity would get in the way of those family dinners. But now that my kids are older, reality has hit. My two oldest children are very talented in very different areas. Between soccer … Read more 4 Tips to Help You Avoid Fast Food Drive-Thru
My children are “blessed” with big teeth and small mouths. Their teeth are healthy and strong and seemingly resistant to cavities, which is good. But their teeth are way too big to fit into their small mouths. And you know what that means. Orthodontics. We’ve already been down the road to the orthodontist once. My … Read more 4 Ways to Save Money on Braces and Orthodontics
As cool weather approaches, all but the most avid gardeners begin thinking about putting our gardens to bed for the winter. If you’ve grown weary of gardening, it’s tempting to just let your garden die and forget about it until spring planting season. However, if you’re interested in getting the most out of your garden … Read more 5 Fall Tasks to Get the Most Out of Your Garden Next Year
You hear about it all the time. A family patriarch passes away, and the man’s children suddenly begin arguing about how to handle the estate. Who inherits what? Is the executor of the will really doing his job ethically? I’ve seen it happen to families I know personally. I’ve seen it happen to famous families … Read more Keeping Your Family Peace After Your Death
Buying your first home can be a confusing process, and one of the most confusing aspects is financing the home. If you’re not financially savvy some of the terminology used in the mortgage industry can make your head spin. When my husband and I took our our mortgage, one of the things we needed to … Read more Which is Better: Points or No Points on Your Mortgage?