Lynnae McCoy's Author Profile and Articles
I'm Lynnae, wife of one and stay-at-home mom of two. I'm committed to getting out of debt by being frugal with my choices in life.
Articles by Lynnae McCoy
4 Tips to Furnish a Dorm Room on a Budget
Next month thousands of parents will pack their cars with all the items their children need to furnish a dorm room. They’ll tearfully say goodbye as their first (or second, or third…) child leaves home. If [...]
Failure to Plan is the Biggest Financial Mistake You’ll Ever Make
Richard Cushing once said, “Always plan ahead. It wasn’t raining when Noah built the ark.” There’s a lot of truth to that statement. Failure to plan is the biggest financial mistake you’ll ever make. On Sunday [...]
YNAB 4: “You Need A Budget” Personal Budgeting Software Review
I have been a big fan of You Need a Budget for years. I began using it on the advice of a reader about 4 years ago, back in the days of YNAB Pro. When YNAB [...]
How We Live without Cable TV and Watch What We Want
Almost a year ago my family took the plunge and gave up cable TV. It was a tough decision. I knew cable TV was an expense we could do without, but my whole family loved having [...]
7 Alternatives to the Traditional Four Year College
As my oldest child starts high school this year, I find myself thinking more and more about what her life will look like after she graduates. Of course she will have a big say in what [...]
The Best and Worst Things to Buy at Yard Sales
Yard sale season is upon us, and I can’t wait for a free Saturday to hit the streets and find some bargains! As with any kind of shopping, a bargain isn’t a bargain unless you’re actually [...]
Things to Do After the Birth or Adoption of a Child
Adding a new child to the family is an exciting time. Since finalizing our adoption last week, our lives have been filled with congratulatory phone calls, celebrations, and a general merry atmosphere. We were so focused [...]
Are You Saving For the New School Year?
School’s out for the summer! That means you can forget about school until September, right? Not so fast! If you’re wise, you’ll begin thinking about September now and start saving for the plethora of expenses that [...]
Adopting Through Foster Care: Is the Low Cost Worth the Risk?
We just finalized the adoption of our toddler. We adopted through the foster care system, and though our particular circumstances were unique to us, adopting through foster care is becoming an increasingly popular way to adopt. [...]
Is Now a Good Time to Buy a Home?
When most people think of the American Dream, home ownership is a part of the equation. At least it was until the housing bubble burst in 2008. As home prices dropped and foreclosures rose, potential homeowners [...]
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Disclaimer and Legal Mumbo Jumbo
I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
In accordance with FTC guidelines, I state that I have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.
Any references to third party products, rates, or websites are subject to change without notice. I do my best to maintain current information, but due to the rapidly changing environment, some information may have changed since it was published. Please do the appropriate research before participating in any third party offers.
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