Lynnae McCoy's Author Profile and Articles

Lynnae McCoyI'm Lynnae, wife of one and stay-at-home mom of two. I'm committed to getting out of debt by being frugal with my choices in life.

Articles by Lynnae McCoy

We Did It — A Month Without Eating Out!!!!

I feel like I should break into the dance from Dora the Explorer…”We did it! We did it! We did it…yeah!” That’s right. One month. No eating out. At all. It wasn’t nearly as hard as […]

Work for Yourself or Someone Else?

Now that my husband has been on his new job for a month, I ran the budget against his new income. The results were not good. We can get by, but barely. Fortunately we still have […]

The Perils of 90 Days Same as Cash

You’ve heard the promos. Buy now, pay nothing until January 2008. No payments. No interest. Great deal, right? Let’s find out. I know I can pay for my item before the interest hits, so this is […]

Why the Minimalist Lifestyle Appeals to Me

Minimalism appeals to me, because it makes me focus on what I truly love and need. One of my favorite blogs is Zen Habits. I started reading Zen Habits for the productivity tips, but lately I’ve […]

Why Have Americans Become So Overindulgent?

I’m on a quest to simplify my life. Recently I’ve begun to cut my budget, declutter my house, and cut down on my time commitments. As I’ve been working on these things, I’ve had a lot […]

Clearance Shopping at Target

One of my best frugal shopping strategies is clearance shopping at Target. I almost never pay retail at Target. After only paying 25% of the original price a few times, paying full retail is just….well, not […]

How to Dress Your Kids Well on the Cheap

The seasons will be changing soon, and it will be time to pack away the summer clothes and pull out the winter wardrobe. Now is the time to take inventory of what your children need and […]

Do You Keep Secrets from Your Spouse?

I was reading a blog post at Single Guy Money where he relates the story of a friend who was hiding money from her husband. This woman apparently has a secret checking account where she keeps […]

My Credit Cards are Frozen!

No, not my accounts. The actual cards are frozen. Well, technically, they’re still freezing, since I just put them in the freezer 10 minutes ago. Yes, I’m freezing my credit cards. Why? Because it will make […]

What Little House on the Prairie Taught Me About Debt

I may be dating myself here, but I used to love the show Little House on the Prairie as a kid. Little did I know that I would learn a lot about finances and debt by […]

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Disclaimer and Legal Mumbo Jumbo

I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.

In accordance with FTC guidelines, I state that I have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.

Any references to third party products, rates, or websites are subject to change without notice. I do my best to maintain current information, but due to the rapidly changing environment, some information may have changed since it was published. Please do the appropriate research before participating in any third party offers.

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