Lynnae McCoy We’ve all heard of the debt snowball. Pay as much toward your smallest debt as you can, and when that debt is paid off, apply that payment to your next debt. It’s a great way to pay down debt as fast as you can, but what if that isn’t fast enough? It can be very … Read moreFinding Snowflakes to Add to Your Snowball
The dictionary definition of frugal is “characterized by or reflecting economy in the use of resources”. How does a person reflect economy in the use of resources? This is what it means to me. First, being frugal means prioritizing. I make wise decisions for my time and money. My priorities are reflected in my decisions … Read moreWhat Does “Being Frugal” Mean to Me?
Since I’m listing a bunch of stuff on eBay this week, I thought I’d pass along a few things I’ve learned about eBay over the years. I’ve been an eBay seller for about 4 years now, and I’ve had some successes and made some mistakes along the way. Here are some of the things I’ve … Read moreHow to Create a Successful eBay Auction Listing
My story isn’t unique. I grew up in a lower-middle class family….sometimes lower class, depending on the year. I graduated from high school with the high hopes of doing better for myself. I went away to college, and the first day I walked through the courtyard, I was hit with a credit card offer. A … Read moreMy Story
And how much should you tithe? 10%? Less? Conventional wisdom would lead one to believe that tithing while trying to repay debt is counterproductive to the goal of being debt free. If you put the money you would normally tithe toward debt repayment, you’ll be out of debt more quickly, right? Conventional wisdom, however, is … Read moreShould You Tithe When You Are in Debt?
Once upon a time, 9 years or so ago, my husband and I lived a very frugal life. We had just had our first child, and I was a new stay at home mom. My husband worked at our local Christian radio station, and though the work was fulfilling, his paychecks were very small. At … Read moreBeingFrugal.net: How It All Began