Jessica Ward is a full-time writer and adoptive mom to two wonderful children. She writes to support her parenting/adopting habit. For frugal family tips see The PennyWise Family or @jessc098 and my google+ profile.
If you’re a Dave Ramsey fan like us, you’ve heard the slogan “rice and beans!” He doesn’t really mean you have to eat rice and beans all of the time, but many of us have learned [...]
My kids have nine days of school left this year. I estimate it will be 9.5 days before the “I’m bored” chorus begins. Even though we school at home now, the summer transition is about the [...]
Until two years ago, I’d never heard the term “zero-based budget.” I have learned to dread it. In fact, I hate zero based budgeting. But we use it at our house, because it works. It works [...]
You might be familiar with this term, most frequently associated with emergency medicine — triage: the act of determining priorities within an emergency. Well, money can work like this too. Many of us have experienced a [...]
Most hardcore cheapskates have a secret. Their price book or coupon strategy or a hard-and-fast rule “never shop on Fridays, always buy gas on Tuesdays.” I’m going to bare all, and share my arsenal of secret [...]
Hello BeingFrugal readers! I look forward to getting to know you in our journey here. By way of introduction, I’ll tell you a little about myself, my frugal living story, and my family’s goals with money. [...]
I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
In accordance with FTC guidelines, I state that I have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.
Any references to third party products, rates, or websites are subject to change without notice. I do my best to maintain current information, but due to the rapidly changing environment, some information may have changed since it was published. Please do the appropriate research before participating in any third party offers.