Miranda is a professional personal finance journalist. She is a contributor for several personal finance web sites. Her work has been mentioned in and linked to from, USA Today, The Huffington Post, The San Francisco Chronicle, The New York Times, The Wall Street Journal, and other publications. She also has her own personal finance blog: Planting Money Seeds.
According to an infogographic compiled using information from the USDA, 6.9% of Americans’ household spending is on food. While this doesn’t seem like a huge amount, it nonetheless makes an impact. Consider: If you make $45,000 [...]
One of the essentials of successful finances is the emergency fund. Your emergency fund can provide a measure of protection and security from financial setbacks. When you have an emergency fund, you can draw on it [...]
One of the best ways to save money on food is to plan your meals. A meal plan can help you avoid the last-minute rush to get takeout, resulting in meals that are fairly inexpensive, and [...]
When many of us think of the Internet, we think of time-sucking social networks, and the fact that it’s easy to get lost in reading all of the interesting information out there. However, the Internet isn’t [...]
When it comes to retirement security, many Americans probably aren’t surprised to learn that American is not number one. In fact, the United States ranks 19th out of world countries in a retirement security index prepared by [...]
For the most part, I am a boring investor. I mostly stick to stocks and bonds, usually investing in index funds or ETFs. However, I do have a few other investments in my portfolio. I am [...]
One of the major life milestones that our society still encourages is marriage. The idea of marriage as a cornerstone of society is one that has been around for millennia. However, these days it seems as [...]
Every year, when I have the accountant prepare my tax return, I sign forms giving the accountant the ability to represent me in case the IRS decides to audit me. It’s a rather comforting ritual, since [...]
Is your lifestyle flexible? If you needed to make changes, would you be able to? Many of us underrate the idea of flexibility in lifestyle. But when you really stop to think about it, it becomes [...]
One of the more interesting things I read recently on Forbes had to do with whether or not you should have a “secret” fund of money in case of divorce. The author, Jeff Landers, looked at [...]
I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
In accordance with FTC guidelines, I state that I have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.
Any references to third party products, rates, or websites are subject to change without notice. I do my best to maintain current information, but due to the rapidly changing environment, some information may have changed since it was published. Please do the appropriate research before participating in any third party offers.