The way your money moves through your personal economy is known as cash flow. Your cash flow includes the money coming into your possession, and the way money moves out of your possession. You can track your cash flow by following your income and your spending. It’s important to pay attention to your cash flow … Read more How to Manage Your Cash Flow
Many people will tell you that being a parent is rewarding and interesting work. Indeed, many people insist that, even though having children is difficult, it also offers a great deal of fulfillment. However, it’s important to understand some of the financial realities that accompany being a stay at home parent. You might say that … Read more 3 Financial Implications for Stay at Home Parent
A few years ago, this was an almost daily conversation in my home: My husband (sometime around 5 pm): “What should we have for dinner?” Me: “I don’t know. I haven’t really thought about it.” My husband: “What do we have?” Me: “I don’t know. Let me check.” What followed was a rummage through the … Read more How Meal Planning Can Save You Money
A while back, we were in need of an extra bed to accommodate a couple of guests. We’re not quite ready to buy another bed, so we decided to rent one. My husband called the rent-to-own places here in town, and we found one willing to rent us a new, never-been-slept-in bed for a month … Read more Rent-to-Own vs. Saving Up to Buy Things
Many of us are looking for ways to save money, as well as be greener in our habits. Luckily, more sustainable living and saving money often go hand in hand. Indeed, many of the things that you can do to live greener can also save you money. If you are looking for ways to green … Read more 5 Ways to Green Your Home and Save Money
Sometimes when we think about saving money and financial freedom, we think about getting good deals on what we buy and making wise investments. However, saving money and building wealth isn’t just about the bargains we can wrangle through haggling or by shopping sales, and it isn’t just about setting money aside in a retirement … Read more 4 Easy Lifestyle Habits That Lead to Financial Freedom
We all hate the money talk. Whether you are working out the details of your financial lives before you commit, or whether you have been in a committed relationship for years, talking about money always seems to be fraught with the makings of relationship peril. Even if you don’t plan to marry, if you are … Read more How to Talk to Your Partner About Money
One of the biggest challenges to finding a job when you are unemployed is the length of time you have been without a job. The unfortunate reality is this: the longer you have been out of a job, the harder it is to get hired. Many employers wonder why you haven’t been able to find … Read more How to Find a Job When You’re Unemployed
One of the best ways to avoid dipping your fingers into your savings (especially your emergency fund for non-emergencies) is to automate your savings accounts so that your money flows through your personal economy without much interference from you. When you automate your savings accounts, you can force yourself to practice financial discipline — and … Read more Pay Yourself First to Grow Your Savings Automatically!
When I started college 15 years ago, cell phones were the province of rich business men. They were also huge. Now, a cell phone can easily fit in your pocket. And nearly everyone has a cell phone. The 10-year-old kid down the street has an iPhone. I don’t even have an iPhone (yet). What does … Read more When Should a Child Get a Cell Phone?