Miranda Marquit's Author Profile and Articles

Miranda MarquitMiranda is a professional personal finance journalist. She is a contributor for several personal finance web sites. Her work has been mentioned in and linked to from, USA Today, The Huffington Post, The San Francisco Chronicle, The New York Times, The Wall Street Journal, and other publications. She also has her own personal finance blog: Planting Money Seeds.

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Articles by Miranda Marquit

Think Twice Before Taking Money from Your Retirement Account

Think Twice Before Taking Money from Your Retirement Account

When you start adding up your assets, it’s common to include your retirement accounts. After all, the money that you have in these accounts contributes to your overall net worth. At the same time, though, when […]

Should You Do Your Own Taxes or Hire an Accountant?

Should You Do Your Own Taxes or Hire an Accountant?

One of the ways that you can save money is by doing your own taxes. You can do your own taxes by hand, or use tax prep software. No matter which method you choose, chances are […]

Setting Less Financial Goals for a Greater Chance of Success

Setting Less Financial Goals for a Greater Chance of Success

One of the things that used to trip me up about setting financial goals is that I would set so many of them. I was going to pay off my credit cards, max out my retirement […]

Are You Passing Up Chances for More Money?

Are You Passing Up Chances for More Money?

Not too long ago, someone I know was complaining about how he was running low on funds, and how he was concerned about money. I expressed my worry, and asked if he had any prospects. He […]

4 Tips to Pay Less Money When Making Big Purchases

4 Tips to Pay Less Money When Making Big Purchases

One of the best things you can do for your finances is to save up for the things you want. You can avoid many of the pitfalls of debt with the help of saving up, keeping […]

Being Realistic about Your Investment Returns

Being Realistic about Your Investment Returns

It would be nice to think that holding your stocks long-term would result in amazing gains over time. And, while a long-term investing strategy is one of the best ways to build wealth over time, it’s […]

Holiday Gifts for a Cause: Feel Extra Good about Giving

Holiday Gifts for a Cause: Feel Extra Good about Giving

Chances are that you are making your gift list and preparing to make purchases for your friends and family. Giving can help you feel good, no matter the circumstance. But there are some places you can […]

Making The Most of Your Money on Black Friday

Making The Most of Your Money on Black Friday

One of the ways that we try to keep ourselves from feeling guilty about spending money is to “save” when we go shopping. And when it comes to holiday shopping, that means it’s all about Black […]

How to Stop Feeling Guilty about Spending Money

I am a firm believer that money is a means to an end, and not an end itself. I came to this conclusion after years of feeling guilty whenever I spent money. Even spending money on […]

What are Exchange-Traded Funds and How to Use ETFs in Your Portfolio

What are Exchange-Traded Funds and How to Use ETFs in Your Portfolio

Recently, someone asked about exchange-trade funds (ETFs). He was interested in what they are, as well as how they could be included in his investment portfolio. ETFs are a relatively recent development in the world of […]

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Disclaimer and Legal Mumbo Jumbo

I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.

In accordance with FTC guidelines, I state that I have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.

Any references to third party products, rates, or websites are subject to change without notice. I do my best to maintain current information, but due to the rapidly changing environment, some information may have changed since it was published. Please do the appropriate research before participating in any third party offers.

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