Miranda is a professional personal finance journalist. She is a contributor for several personal finance web sites. Her work has been mentioned in and linked to from, USA Today, The Huffington Post, The San Francisco Chronicle, The New York Times, The Wall Street Journal, and other publications. She also has her own personal finance blog: Planting Money Seeds.
The increasing cost of college tuition has many wondering if it is really possible to pay for a degree without the help of student loans. With outstanding student loan debt now surpassing credit card debt in […]
Whenever you are trying to improve your debt situation, whether you are trying to pay down credit cards or refinance your home, it can help to have a solid idea of where you stand. Being able […]
A couple of years ago, a friend of mine made this interesting observation about his financial situation: “I’m comfortable with this level debt. I’m paying it down, but I’m not too worried about paying it down […]
With the mortgage rates at historic low and the housing market recovering from the crash, more people are thinking about accessing home equity or buying a home. Over the past few years, lenders are starting to […]
If you want to make better financial decisions, one of the best things you can do is to take care of yourself. It’s not just about seeing a lower health insurance bill because you are in […]
Open enrollment time is upon us and that means you are finding out that premiums, deductibles and co-pays are probably on the rise. In some cases, benefits are shrinking as well. Many new health insurance plans […]
Even though the numbers seem to be showing some improvement in the employment picture, it’s still a tough market out there. Competition for available jobs is still fairly stiff. If you want the interview — much […]
When many of us think about investing, we think about a fast-paced trading floor. We’ve seen movies like Wall Street that make investing seem like it has to be a high-rolling, fast-paced game. And, while this can […]
One of the questions that confronts many of us when we start thinking about money, and where to spend it, is what constitutes “value.” Many of us want to know that we are getting good value […]
You know you need an emergency fund. Personal finance bloggers like me are always writing about how important it is to be prepared for a rainy day. But what about a “sunny” day? Shouldn’t you be […]
I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
In accordance with FTC guidelines, I state that I have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.
Any references to third party products, rates, or websites are subject to change without notice. I do my best to maintain current information, but due to the rapidly changing environment, some information may have changed since it was published. Please do the appropriate research before participating in any third party offers.