Miranda is a professional personal finance journalist. She is a contributor for several personal finance web sites. Her work has been mentioned in and linked to from, USA Today, The Huffington Post, The San Francisco Chronicle, The New York Times, The Wall Street Journal, and other publications. She also has her own personal finance blog: Planting Money Seeds.
The Federal Reserve just announced an open-ended quantitative easing program that will pump $40 billion a month into the economy in the attempt to stimulate growth. The move is designed to keep borrowed money cheap, and [...]
In December of 2010, 5 days before Christmas, unusual weather conditions in my hometown resulted in a higher water table — a water table that invaded my home and every other home on my street. We [...]
Many of us are interested in saving money on groceries. This is especially important as food prices inflation becomes increasingly problematic. Drought has struck across the country, causing problems with harvest yields, and resulting in higher [...]
I have a relative who just finished a temporary summer job and is back on the hunt for something a little more permanent. However, he insists that he “can’t work for less than $10 an hour.” [...]
Do you have enough? Many of us look forward to having more. In fact, we look forward so much to having more that we fail to consider what we already have — and whether or not [...]
One of the decisions you have to make when you buy a home is often whether you want a more “standard” 30 year mortgage, or if you want a 15 year mortgage. What you decide, as [...]
Advances in technology have made it possible for more people than ever to be their own bosses. It is exciting to think that you could be self-employed. However, there are some downsides to being self-employed. One [...]
When you set up your retirement account, or buy life insurance, chances are that you asked who you would like your beneficiaries to be. This is an important piece of information, since it determines what happens [...]
One of the reasons that so many of us end up falling behind with our finances is due to lifestyle inflation. It’s so easy for wants to be seen as needs after a while. Plus, as [...]
The way your money moves through your personal economy is known as cash flow. Your cash flow includes the money coming into your personal financial possession, and the way money moves out of your possession. You [...]
I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
In accordance with FTC guidelines, I state that I have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.
Any references to third party products, rates, or websites are subject to change without notice. I do my best to maintain current information, but due to the rapidly changing environment, some information may have changed since it was published. Please do the appropriate research before participating in any third party offers.