Pinyo's Author Profile and Articles
Pinyo is the editor of Moolanomy Personal Finance and an entrepreneur with over 20 years of business experience. He combines his passion technology and finance to bring you informative personal finance articles to help you improve your finances.
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Articles by Pinyo
What is Dividend Reinvestment Plan (DRIP)?
DRIP investing is an easy way to reinvest your dividends into your dividend stocks in a way that grows the number of shares you have over long periods of time. DRIP stands for “dividend reinvestment plan” [...]
8 Simple Steps to Financial Freedom
You can achieve financial freedom…as long as you want it and work hard for it. Unless you are part of the 1%, your journey on the road to financial freedom will be a long one. In [...]
3 Ideas to Help Young Adults Improve Their Finances
Young adults today have a wide range of financial struggles. For the most part, they have too much debt, bad spending habits, not enough savings and poor investing skills. Throw in today’s record unemployment for young [...]
3 Things to Know Before You Invest
It is generally accepted that if you want to be able to grow your wealth more effectively — especially if you want to retire some day — you need to invest your funds rather than sticking [...]
Practical Investing Guide for Beginners
Neither one of my parents know how to invest in the stock market, nor was learning how to invest a part of my formal education, so I know how intimidating it is for people who are [...]
10 Questions to Enhance Your Frugality
In my post The true earning power and the real cost of luxuries, I discussed the concept of true earning power. If the thought of making only $3.85 from a $30 per hour wage does not [...]
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Disclaimer and Legal Mumbo Jumbo
I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
In accordance with FTC guidelines, I state that I have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.
Any references to third party products, rates, or websites are subject to change without notice. I do my best to maintain current information, but due to the rapidly changing environment, some information may have changed since it was published. Please do the appropriate research before participating in any third party offers.
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