The Zero-Based Budget, A Critical Key for Saving Cash

Until two years ago, I’d never heard the term “zero-based budget.” I have learned to dread it. In fact, I hate zero based budgeting. But we use it at our house, because it works. It works brilliantly. Zero-based budget is basically this: Project what you have coming in for the month, and match your budgeted … Read moreThe Zero-Based Budget, A Critical Key for Saving Cash