Budgeting

5 Steps to Making a Budget That Works

5 Steps to Making a Budget That Works

You have taken the plunge and decided that you are going to make your money behave. From my previous two budget posts you know the budgeting pitfalls to avoid and you are excited about the many […]

Freedom and the 3 Benefits of Budgeting

When most people think of the word “budget”, freedom is not the first thing that comes to mind. Over the years the word budget has become synonymous with words like restrict, ration, and limit. In other […]

The Scare of My Life, and Why Budgeting is Important

Since we’ve moved into my dad’s house, our desktop computer is still in storage. Unfortunately, my desktop computer is where I have my YNAB budgeting software. Thus, in the last three weeks, I haven’t updated my […]

My Biggest Budget Busters

Cindy at Oh My Aching Debts (don’t you just love that name?) tagged me to reveal my top 5 budget busters. I thought about taking the easy way out and listing “Pizza”, “Pop”, “Chocolate”, “Ice Cream”, […]

The Best Budgeting Tools and Software

Sometimes the best tools are the simplest ones. To effectively keep a budget, you need the right tools. And there are many tools out there to choose from. Ranging from free to hundreds of dollars, it’s […]

How to Budget with a Variable Income

It can be difficult to know how to budget with an irregular income. Budgeting with a variable income is a problem that many people have, and I don’t think it’s covered adequately in most personal finance […]

How to Make a Budget Plan that Works

In the past I’ve tried to follow a budget, only to fail time and time again. But I’ve learned from my mistakes. Today I’m going to walk you through the steps you need to take to […]

12 Easy Things to Cut the Fat Out of Your Budget

On the twelfth day of Christmas, my true love gave to me….12 Frugal Things… When you want to save money or pay extra toward your debt, sometimes it’s easy to think about big ways to save […]

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Disclaimer and Legal Mumbo Jumbo

I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.

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