One of the most common misconceptions about budgeting is that is takes a l-o-n-g time. Most people who…

The way your money moves through your personal economy is known as cash flow. Your cash flow includes…

With the higher than normal unemployment rate, and even higher underemployment rate, many people find themselves in a…

Life has a way of changing long-held opinions. I used to vehemently state that I would not want…

Many people that create a budget have a difficult time sticking to it for one reason — incidental…

I have been a big fan of You Need a Budget for years. I began using it on…

Until two years ago, I’d never heard the term “zero-based budget.” I have learned to dread it. In…

January is a good time for a budget makeover. After all, you’re likely setting your financial goals for…