Debit or Credit, Which Is Best?
Debit cards and credit cards have features that are similar to each other. Both types of cards will have…
5 Steps to Paying off Credit Cards
A few years ago my husband and I paid off our credit cards. Finally. We had dreamed about…
Using Secured Credit Cards to Rebuild Credit after Debt Issues
After suffering from debt issues, you may want to start rebuilding your credit as soon as possible. However,…
How to Get Free Credit Score from Credit Sesame
Thanks to the growing interest in credit, and how it affects finances, a number of consumers are increasingly…
How to Get Out of Debt
BeingFrugal.net began as a personal journal to hold me accountable for my commitment to get out of debt….
6 Reasons Not to Apply for a Store Credit Card
We have all experienced the uncomfortable situation of being offered a store credit card when we’re shopping. Whether…
How to Raise Your Credit Score with a Credit Card
You are finally seeing the light at the end of the tunnel. Your last debts have been paid…
Debt to Income Ratio: How Much Debt is Too Much?
While there are many different opinions as to how much debt is too much, the two ratios below…
The Right Way to Do a Debt Consolidation
The situation outlined in Why Debt Consolidation Doesn’t Work…Usually is pretty typical, but if you want to do a…
Why Debt Consolidation Doesn’t Work…Usually
Want to know a secret about debt consolidation loans? They usually don’t work. There’s a lot of money…