Using Secured Credit Cards to Rebuild Credit after Debt Issues

After suffering from debt issues, you may want to start rebuilding your credit as soon as possible. However, you are likely to find a combination of cold shoulders and vultures – some put you down, and some want to bleed you dry. Unfortunately, filing too many (rejected) applications can also have a negative impact on … Read moreUsing Secured Credit Cards to Rebuild Credit after Debt Issues

6 Reasons Not to Apply for a Store Credit Card

We have all experienced the uncomfortable situation of being offered a store credit card when we’re shopping. Whether you are buying groceries, consumer electronics, or some new home decorations, the clerk at the register will stop and ask if you’d like to get 10% off by signing up for a credit card right that very … Read more6 Reasons Not to Apply for a Store Credit Card

Fair Credit Reporting Act: Know Your Rights

Your credit report contains a great deal of information about your financial situation. And, while you might think that the information is restricted to your credit information, credit bureaus have quite a bit of other information on you as well, including your address, and sometimes a portion of your work history. On top of that, … Read moreFair Credit Reporting Act: Know Your Rights