Category: Credit and Debt
13.05.2013
How to Raise Your Credit Score with a Credit Card
You are finally seeing the light at the end of the tunnel. Your last debts have been paid…
21.04.2013
Debt to Income Ratio: How Much Debt is Too Much?
While there are many different opinions as to how much debt is too much, the two ratios below…
19.04.2013
The Right Way to Do a Debt Consolidation
The situation outlined in Why Debt Consolidation Doesn’t Work…Usually is pretty typical, but if you want to do a…
19.04.2013
Why Debt Consolidation Doesn’t Work…Usually
Want to know a secret about debt consolidation loans? They usually don’t work. There’s a lot of money…
18.02.2013
Fair Credit Reporting Act: Know Your Rights
Your credit report contains a great deal of information about your financial situation. And, while you might think…
20.12.2012
Do You Need Credit Monitoring? How About a Free One?
Your credit situation can be a big deal. Changes to your credit situation can result in problems with…
29.11.2012
The Pros and Cons of Credit Union Credit Cards
If you are looking for a credit card with better terms and conditions than the big banks, your…
06.11.2012
Are You Comfortable with Your Level of Debt?
A couple of years ago, a friend of mine made this interesting observation about his financial situation: “I’m…
02.11.2012
3 Things Mortgage Lenders Look for in a Borrower
With the mortgage rates at historic low and the housing market recovering from the crash, more people are…
01.11.2012
Pay Down Your Credit Card Debt Faster with a Balance Transfer
Getting out of credit card debt can be a long and fraustrating process. Every day, interest accumulates on…