Your credit situation can be a big deal. Changes to your credit situation can result in problems with getting approved for a loan, or require you to pay more in interest when you are approved. Some […]
If you are looking for a credit card with better terms and conditions than the big banks, your local credit union may hold the perfect solution. Credit unions are smaller local financial institutions that have been […]
A couple of years ago, a friend of mine made this interesting observation about his financial situation: “I’m comfortable with this level debt. I’m paying it down, but I’m not too worried about paying it down […]
With the mortgage rates at historic low and the housing market recovering from the crash, more people are thinking about accessing home equity or buying a home. Over the past few years, lenders are starting to […]
Getting out of credit card debt can be a long and fraustrating process. Every day, interest accumulates on the money owed and every month the bills do not seem to get much smaller. This is particularly […]
One of the realities of our higher education system is that student loans are increasingly a part of the landscape. According to the Wall Street Journal, two-thirds of students graduate with student loan debt. And according […]
It never fails. You set out to pay off your debts. You’re ambitious. You snowflake money toward your debts. You go gazelle, as Dave Ramsey would say. You’re successful…for a while. Then you begin to lose […]
You’re two weeks away from payday, and your car breaks down. The fix is going to cost $100. The problem is, you don’t have enough money in the bank for food, much less a $100 car […]
I’ve seen a similar question asked on a couple of different forums I’ve visited. How far would you go to get out of debt? For instance. Would you: Take a second job? Cut out all vacations? […]
The Debt Guy contacted me with this problem: I have currently taken some steps to attacking my debt situation. I have accrued $120,000 in student loans and my own personal finances are indebted. I have recently […]
I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
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