Family

How to Talk to Your Partner About Money

How to Talk to Your Partner About Money

We all hate the money talk. Whether you are working out the details of your financial lives before you commit, or whether you have been in a committed relationship for years, talking about money always seems [...]

Tips for Lending Money to Family and Friends

Tips for Lending Money to Family and Friends

Mixing money and family typically is not an advisable financial move. All too often personal feelings get tangled up in a web of financial burdens and it can be a very unpleasant and potentially long-term bad [...]

8 Ways to Lower Pet Care Costs

8 Ways to Lower Pet Care Costs

Having a pet can bring great joy, laughter and comfort to all around. Unfortunately, they can also mean additional, even unexpected, expenses in today’s already tough economy. According to the ASPCA, approximately 500,000 to 1,000,000 cats [...]

Would You Put Off Marriage for Financial Reasons?

Would You Put Off Marriage for Financial Reasons?

One of the major life milestones that our society still encourages is marriage. The idea of marriage as a cornerstone of society is one that has been around for millennia. However, these days it seems as [...]

Do You Hide Money from Your Spouse?

Do You Hide Money from Your Spouse?

One of the more interesting things I read recently on Forbes had to do with whether or not you should have a “secret” fund of money in case of divorce. The author, Jeff Landers, looked at [...]

How to Lower College Costs and Avoid Student Loan Debt

How to Lower College Costs and Avoid Student Loan Debt

The increasing cost of college tuition has many wondering if it is really possible to pay for a degree without the help of student loans. With outstanding student loan debt now surpassing credit card debt in [...]

Get the Most Out of Your Health Insurance Before the Year Ends

Open enrollment time is upon us and that means you are finding out that premiums, deductibles and co-pays are probably on the rise. In some cases, benefits are shrinking as well. Many new health insurance plans [...]

4 Ways to Save Money on Braces and Orthodontics

4 Ways to Save Money on Braces and Orthodontics

My children are “blessed” with big teeth and small mouths. Their teeth are healthy and strong and seemingly resistant to cavities, which is good. But their teeth are way too big to fit into their small [...]

Teaching Your Child the Value of Patience when Spending Money

For a couple of months, my 10-year-old son has been saving his allowance, and the money he earns doing other things, up for a specific Lego set extension. (Before he can save up for those types [...]

Do You Share Financial Information with Your Family?

Do You Share Financial Information with Your Family?

The personal finance blogosphere has a history of sharing information about finances. This includes information about net worth, as well as sources of income and regular expenses. I’ve never got too into the practice of sharing [...]

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Disclaimer and Legal Mumbo Jumbo

I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.

In accordance with FTC guidelines, I state that I have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.

Any references to third party products, rates, or websites are subject to change without notice. I do my best to maintain current information, but due to the rapidly changing environment, some information may have changed since it was published. Please do the appropriate research before participating in any third party offers.

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