Family
Personal Finance for Children and Pre-Teens
When I graduated from high school, I didn’t know anything about personal finance, except how to balance a checkbook. I’ve learned a lot through the school of hard knocks, and I’m grateful for what I’ve learned, [...]
Your Children are Watching. What are You Teaching Them?
I went to our big family Christmas party at my dad’s house on Saturday night. As we were talking after dinner, the conversation turned to finances and parenting. We began to discuss the things we assumed [...]
5 Ways to Keep the Gimmes Away This Christmas
My children have always liked Veggie Tales. We began watching them in 1999, when my daughter was just one year old, and they have been a staple in our family ever since. Around Christmas time, my [...]
If You Only Had Three Days
Over the weekend I watched a movie called Three Days. Briefly, the movie was about a couple who had a fight on Christmas Eve, and then the wife was killed in an accident. An angel visited [...]
Talking Openly With Your Spouse About Money
Having an open conversation with your spouse about financial goals and financial realities can go a long way toward fostering peace in your relationship. Money is one of the most frequent causes of conflict in a [...]
8 Tips for Frugal Birthday Party Planning
I recently planned a birthday party for my son, Sam. I’ve never been one to get into the trend of expensive, elaborate parties for children. I tend to agree with Dr. Kevin Leman, author of Home [...]
Throwing a frugal birthday party
Sam’s birthday is next Monday. I could rent a place for $100, invite a dozen of his friends, overload them all with cake and ice cream, and bring home a dozen presents that Sam will probably [...]
10 Questions to Enhance Your Frugality
In my post The true earning power and the real cost of luxuries, I discussed the concept of true earning power. If the thought of making only $3.85 from a $30 per hour wage does not [...]
Do You Keep Secrets from Your Spouse?
I was reading a blog post at Single Guy Money where he relates the story of a friend who was hiding money from her husband. This woman apparently has a secret checking account where she keeps [...]
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Disclaimer and Legal Mumbo Jumbo
I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
In accordance with FTC guidelines, I state that I have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.
Any references to third party products, rates, or websites are subject to change without notice. I do my best to maintain current information, but due to the rapidly changing environment, some information may have changed since it was published. Please do the appropriate research before participating in any third party offers.
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