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10 Part Time Jobs with Benefits

10 Part Time Jobs with Benefits

Health insurance is a touchy subject these days. It’s expensive and often not available unless you work full time for a company. Is there any hope for people who neither need nor want to work part […]

Quite Possibly the Best Free Personal Wealth Management Tool

Quite Possibly the Best Free Personal Wealth Management Tool

In the last few years, there has been a move toward using software and web-based applications to help consumers manage their finances. However, many of the tools are somewhat lacking in sophistication. Applications like Mint.com might […]

Saving for Retirement the Frugal Way

Saving for Retirement the Frugal Way

Saving for retirement is important. Even if you plan to work until the day you die, you never know what kinds of health problems might come up, forcing your retirement. But in this tough economy, who […]

Is Now a Good Time to Buy a Home?

Is Now a Good Time to Buy a Home?

When most people think of the American Dream, home ownership is a part of the equation. At least it was until the housing bubble burst in 2008. As home prices dropped and foreclosures rose, potential homeowners […]

Checklist and Tips for a Backyard Campout

Checklist and Tips for a Backyard Campout

Camping is a favorite summertime activity for kids. Even if you don’t have the time, money, or inclination to load up the camping equipment and head to the woods, your kids can still experience the joy […]

10 Last Minute Father’s Day Gifts for Under $20

Father’s Day seems to have snuck up on me this year. Maybe it’s because I was out of town last week. Or maybe it’s because public school in our town is getting out a week later […]

Yummy Memorial Day Barbecue Menu Ideas

Yummy Memorial Day Barbecue Menu Ideas

Memorial Day is next Monday, and we’re making plans for a barbecue! My menu isn’t set in stone yet, but my husband wants to barbecue ribs. With that in mind, here’s my preliminary menu. Main Course: […]

How to Do Your Own Taxes

How to Do Your Own Taxes

If you’re a typical person, who earns money from an employer and has no complicated financial dealings, it’s not hard to prepare your own taxes. I prepare my own taxes every year, and I haven’t messed […]

Frugality: How Far is Too Far?

2am in the morning. I awoke with a startle…what in the world was that shrieking noise? Is that a vacuum cleaner? Really?! Who in the world would be vacuuming at 2 in the bloody morning? I […]

The Limits of My Frugality

I love getting a great deal. I celebrate when I get items free by combining sale prices with coupons. I pat myself on the back when I combine a Children’s Place coupon with a clearance sale […]

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Disclaimer and Legal Mumbo Jumbo

I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.

In accordance with FTC guidelines, I state that I have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.

Any references to third party products, rates, or websites are subject to change without notice. I do my best to maintain current information, but due to the rapidly changing environment, some information may have changed since it was published. Please do the appropriate research before participating in any third party offers.

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