Frugal Living

5 Decisions That Will Improve Your Financial Future

5 Decisions That Will Improve Your Financial Future

The economic decisions that you make on a daily basis have a direct impact on your financial future. Your decisions can either set you up for a nice comfortable retirement or force you to work much […]

Top 10 Highest Paying Jobs without a Degree

Top 10 Highest Paying Jobs without a Degree

One of the debates raging amongst consumers right now, especially as college tuition continues to rise and student loan debt has passed $1 trillion, is whether or not a college degree is worth the money. I’ve […]

5 Things That Can Save You Money on Car Maintenance

5 Things That Can Save You Money on Car Maintenance

Owning a car can be an expensive proposition. You can’t just look at the price of a vehicle (or your monthly car payment) and think that is your only cost. Maintenance costs can sometimes overwhelm a […]

4 Ways to Save Money on Prescription Drugs

4 Ways to Save Money on Prescription Drugs

There are several ways to save money on health care, regardless the type of medical insurance you may have. Even if you don’t have any health insurance coverage, there are opportunities available to help lower your […]

5 Items You Should Buy Secondhand

5 Items You Should Buy Secondhand

As the daughter of a small business owner, you will not hear me say that you should never pay retail. I’m a big believer that there are goods and services that you should buy retail to […]

Rent-to-Own vs. Saving Up to Buy Things

Rent-to-Own vs. Saving Up to Buy Things

A while back, we were in need of an extra bed to accommodate a couple of guests. We’re not quite ready to buy another bed, so we decided to rent one. My husband called the rent-to-own […]

6 Frugal Archetypes: Which One Describes You the Best?

6 Frugal Archetypes: Which One Describes You the Best?

Frugal people are an interesting bunch. There are many types of frugal — each with its own, shall we say, personality quirks. Let’s have a little fun and examine a few. Can you spot the one […]

7 Ways You Could Be Wasting Money

7 Ways You Could Be Wasting Money

It is vital that you look for sources of waste in your budget. The less wasteful spending the more financially efficient you become. Some experts estimate that the average household wastes between 10% and 15% of […]

3 Steps to Get Your Finances Moving in the Right Direction

3 Steps to Get Your Finances Moving in the Right Direction

There are three laws of motion. Today I just want you to remember Sir Isaac Newton’s First Law. From Newton’s Laws of Motion: “The first law says that an object at rest tends to stay at […]

Want to Save Money? Reduce Your Waste

Want to Save Money? Reduce Your Waste

One of the sad realities of modern living is that we live in a consumer society where almost everything is disposable. Unfortunately, this can lead to spending more money over time. If you want to get […]

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Disclaimer and Legal Mumbo Jumbo

I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.

In accordance with FTC guidelines, I state that I have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.

Any references to third party products, rates, or websites are subject to change without notice. I do my best to maintain current information, but due to the rapidly changing environment, some information may have changed since it was published. Please do the appropriate research before participating in any third party offers.

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