Saving money for college is a job in itself. College students should earn credit for doing it, because the task requires using the mind and it’s helpful for life after college. So to help out the [...]
If you’re a Dave Ramsey fan like us, you’ve heard the slogan “rice and beans!” He doesn’t really mean you have to eat rice and beans all of the time, but many of us have learned [...]
My kids have nine days of school left this year. I estimate it will be 9.5 days before the “I’m bored” chorus begins. Even though we school at home now, the summer transition is about the [...]
Most hardcore cheapskates have a secret. Their price book or coupon strategy or a hard-and-fast rule “never shop on Fridays, always buy gas on Tuesdays.” I’m going to bare all, and share my arsenal of secret [...]
Depending on your situation, health insurance can take up a big chunk of the family budget. Our insurance premium eats up a third of our income! Even though it’s tempting to forego health insurance in exchange [...]
With food prices on the rise, it seems everyone is looking for ways to save money on groceries. Fortunately, by tweaking just a few of your habits, you can offset rising food prices with grocery savings. [...]
January is a good time for a budget makeover. After all, you’re likely setting your financial goals for the year, and it’s a good time to make note of lifestyle changes. Certain areas of your budget [...]
Christmas is over, and 2011 is staring us in the face. It’s the time of the year when people are making New Year’s Resolutions. I’m not a big fan of resolutions, as most people tend to [...]
I used to be a die-hard real Christmas tree fan. Growing up in California, my family would head to the Christmas tree lot every year and pick out a wonderful, pine-y smelling Christmas tree. It was [...]
Thanksgiving is just a few days away, and I’m getting ready for my Thanksgiving feast! But for me, Thanksgiving is about more than food. It’s about being thankful, of course, but also about celebrating friends and [...]
I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
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