5 Fall Tasks to Get the Most Out of Your Garden Next Year

As cool weather approaches, all but the most avid gardeners begin thinking about putting our gardens to bed for the winter. If you’ve grown weary of gardening, it’s tempting to just let your garden die and forget about it until spring planting season. However, if you’re interested in getting the most out of your garden … Read more5 Fall Tasks to Get the Most Out of Your Garden Next Year

Is It Time to Start Thinking of Buying a House?

The Federal Reserve just announced an open-ended quantitative easing program that will pump $40 billion a month into the economy in the attempt to stimulate growth. The move is designed to keep borrowed money cheap, and some believe that this will have the effect of keeping mortgage rates low in the coming months. If you … Read moreIs It Time to Start Thinking of Buying a House?

Which is Better: Points or No Points on Your Mortgage?

Buying your first home can be a confusing process, and one of the most confusing aspects is financing the home. If you’re not financially savvy some of the terminology used in the mortgage industry can make your head spin. When my husband and I took our our mortgage, one of the things we needed to … Read moreWhich is Better: Points or No Points on Your Mortgage?

30 Year Mortgage vs. 15 Year Mortgage: Pros and Cons

One of the decisions you have to make when you buy a home is often whether you want a more “standard” 30 year mortgage, or if you want a 15 year mortgage. What you decide, as with all things personal finance, depends almost entirely on your own situation, and where you stand with regard to … Read more30 Year Mortgage vs. 15 Year Mortgage: Pros and Cons