House and Home
Is It Time to Start Thinking of Buying a House?
The Federal Reserve just announced an open-ended quantitative easing program that will pump $40 billion a month into the economy in the attempt to stimulate growth. The move is designed to keep borrowed money cheap, and [...]
Which is Better: Points or No Points on Your Mortgage?
Buying your first home can be a confusing process, and one of the most confusing aspects is financing the home. If you’re not financially savvy some of the terminology used in the mortgage industry can make [...]
30 Year Mortgage vs. 15 Year Mortgage: Pros and Cons
One of the decisions you have to make when you buy a home is often whether you want a more “standard” 30 year mortgage, or if you want a 15 year mortgage. What you decide, as [...]
Can You Live Off Your Home Equity?
Even with the current problems in the real estate market, there are still homeowners who have a decent amount of equity in their homes. These homeowners are likely to have been in their homes for a [...]
6 Simple Home Improvement Projects You Can Do On Your Own
Summer is a great time for working on the house, since the weather is nice and the days are longer. We moved into our house four years ago, and it needed a LOT of work. Over [...]
Is It Worth It to Build a Green Home?
I’m a dreamer with a big imagination and a disdain for high utility costs. Over the past several years I’ve kept a lot of green or environmental design websites bookmarked. I visit them regularly, check on [...]
Is Now a Good Time to Buy a Home?
When most people think of the American Dream, home ownership is a part of the equation. At least it was until the housing bubble burst in 2008. As home prices dropped and foreclosures rose, potential homeowners [...]
How to Make Minor Repairs and Remove Scratches in Furniture
I’m cleaning my desk today, and noticed that it’s showing its age. Not two minutes ago, I shouted at my cat to stop scratching my furniture, and over the weekend I moved and dusted my kids’ [...]
How To Prepare for Winter Travel
At the time this post goes up, hopefully I’ll be enjoying semi-sunny California weather with my family. A lot of that depends on the weather though. We have one super snowy pass standing between us and [...]
Wise Investments for the Home
Sometimes the frugal thing to do is spend money. The key is to weigh whether spending in the short term will mean saving in the long term. This is especially true when it comes to your [...]
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Disclaimer and Legal Mumbo Jumbo
I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
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