When I started college 15 years ago, cell phones were the province of rich business men. They were also huge. Now, a cell phone can easily fit in your pocket. And nearly everyone has a cell […]
Almost everyone I know has a cell phone. And many of them are paying quite a bit for these cell phones. However, they could be saving money if they decided to get a prepaid phone, instead […]
Is your lifestyle flexible? If you needed to make changes, would you be able to? Many of us underrate the idea of flexibility in lifestyle. But when you really stop to think about it, it becomes […]
One of the sad realities of modern living is that we live in a consumer society where almost everything is disposable. Unfortunately, this can lead to spending more money over time. If you want to get […]
One of the things that I’ve been striving to do is to create a lifestyle that I can enjoy with my family. While it takes time to get to the point where you are reasonably happy […]
When one thinks of frugality, it is common to assume that the entire point is to pay as little as possible. Therefore, the idea of paying extra seems counterintuitive. However, there are times when it makes […]
Too often, we get caught up in setting goals that are rather cliche. Lose weight. Save more money. It’s easy to make those kinds of New Year’s resolutions — and then break them. Not only are […]
Chances are that you are making your gift list and preparing to make purchases for your friends and family. Giving can help you feel good, no matter the circumstance. But there are some places you can […]
I am a firm believer that money is a means to an end, and not an end itself. I came to this conclusion after years of feeling guilty whenever I spent money. Even spending money on […]
Most of the financial advice you will ever read talk abouts cutting costs to get your spending back in line with what your income is. If you find yourself in debt, you do need to cut back […]
I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
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