Lifestyle

When Should a Child Get a Cell Phone?

When Should a Child Get a Cell Phone?

When I started college 15 years ago, cell phones were the province of rich business men. They were also huge. Now, a cell phone can easily fit in your pocket. And nearly everyone has a cell […]

When to Switch to a Prepaid Cellphone

When to Switch to a Prepaid Cellphone

Almost everyone I know has a cell phone. And many of them are paying quite a bit for these cell phones. However, they could be saving money if they decided to get a prepaid phone, instead […]

How Flexible is Your Lifestyle?

How Flexible is Your Lifestyle?

Is your lifestyle flexible? If you needed to make changes, would you be able to? Many of us underrate the idea of flexibility in lifestyle. But when you really stop to think about it, it becomes […]

Want to Save Money? Reduce Your Waste

Want to Save Money? Reduce Your Waste

One of the sad realities of modern living is that we live in a consumer society where almost everything is disposable. Unfortunately, this can lead to spending more money over time. If you want to get […]

What Lifestyle Would Make You Happy?

What Lifestyle Would Make You Happy?

One of the things that I’ve been striving to do is to create a lifestyle that I can enjoy with my family. While it takes time to get to the point where you are reasonably happy […]

What Would You Pay Extra For?

What Would You Pay Extra For?

When one thinks of frugality, it is common to assume that the entire point is to pay as little as possible. Therefore, the idea of paying extra seems counterintuitive. However, there are times when it makes […]

Setting New Year’s Resolutions That Matter

Too often, we get caught up in setting goals that are rather cliche. Lose weight. Save more money. It’s easy to make those kinds of New Year’s resolutions — and then break them. Not only are […]

Holiday Gifts for a Cause: Feel Extra Good about Giving

Holiday Gifts for a Cause: Feel Extra Good about Giving

Chances are that you are making your gift list and preparing to make purchases for your friends and family. Giving can help you feel good, no matter the circumstance. But there are some places you can […]

How to Stop Feeling Guilty about Spending Money

I am a firm believer that money is a means to an end, and not an end itself. I came to this conclusion after years of feeling guilty whenever I spent money. Even spending money on […]

A Little Lifestyle Inflation is Okay…You’ve Earned It

A Little Lifestyle Inflation is Okay…You’ve Earned It

Most of the financial advice you will ever read talk abouts cutting costs to get your spending back in line with what your income is. If you find yourself in debt, you do need to cut back […]

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Disclaimer and Legal Mumbo Jumbo

I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.

In accordance with FTC guidelines, I state that I have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.

Any references to third party products, rates, or websites are subject to change without notice. I do my best to maintain current information, but due to the rapidly changing environment, some information may have changed since it was published. Please do the appropriate research before participating in any third party offers.

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