Is There a Downside to Gazelle Intensity?
If you’ve ever heard of Dave Ramsey, you’ve no doubt heard the term “gazelle intensity“. Gazelle intensity is…
When Should a Child Get a Cell Phone?
When I started college 15 years ago, cell phones were the province of rich business men. They were…
When to Switch to a Prepaid Cellphone
Almost everyone I know has a cell phone. And many of them are paying quite a bit for…
How Flexible is Your Lifestyle?
Is your lifestyle flexible? If you needed to make changes, would you be able to? Many of us…
Want to Save Money? Reduce Your Waste
One of the sad realities of modern living is that we live in a consumer society where almost…
What Lifestyle Would Make You Happy?
One of the things that I’ve been striving to do is to create a lifestyle that I can…
What Would You Pay Extra For?
When one thinks of frugality, it is common to assume that the entire point is to pay as…
Setting New Year’s Resolutions That Matter
Too often, we get caught up in setting goals that are rather cliche. Lose weight. Save more money….
Holiday Gifts for a Cause: Feel Extra Good about Giving
Chances are that you are making your gift list and preparing to make purchases for your friends and…
How to Stop Feeling Guilty about Spending Money
I am a firm believer that money is a means to an end, and not an end itself….