Lifestyle

Have You Thought about Downgrading Your Lifestyle?

One of the reasons that so many of us end up falling behind with our finances is due to lifestyle inflation. It’s so easy for wants to be seen as needs after a while. Plus, as […]

Avoid Lifestyle Inflation, Especially While in Debt

Avoid Lifestyle Inflation, Especially While in Debt

When my husband and I were just beginning our married life, we lived on very little. And I do mean very little! He had a job at a local radio station, and it didn’t pay much. […]

How Living a Frugal Lifestyle Has Changed My Thought Process

My husband and I have been living an actively frugal lifestyle for almost three years. I recently had an experience that showed me how much my thought process has been changed by frugality. We saw a […]

Is it Really More Expensive to Eat Healthy Foods?

Is it Really More Expensive to Eat Healthy Foods?

Friday night I watched Jamie Oliver’s Food Revolution for the first time. Let me just say, I’m sad I missed pretty much the entire season. What an eye opener! For those who haven’t watched, a (very) […]

Do We Have Too Many Choices?

Last week I asked you all what was the biggest obstacle to your frugality. I revealed that one of my struggles was lack of planning. I gave the example of being out of bread and running […]

Of Mistakes, Failure, and Opportunity

Mistakes. We all make them. I talked about one of my big mistakes yesterday. I wasn’t going to continue on with the subject today, but Kacie of Sense to Save made an interesting comment. She said, […]

Live a Simpler Life: The Answer to Living Debt Free and Happy

Let’s face it, life can be pretty rough. Living a life that is simple and carefree is becoming increasingly difficult, as we barely have enough time to come home, relax, and enjoy the many rewards life […]

What is Success?

What is your definition of success? I’ve been thinking about that a lot over the weekend. I attended a women’s retreat at my church, and I heard the most amazing woman speak. As I listened to […]

Staying Sane and Frugal When Flying Across the Country

Last October I posted my plans for staying frugal on my first flight across country in years. Since that trip, I’ve taken a few more, and I’m currently in Chicago at BlogHer. I’ve learned a few […]

You Tell Me: How Do We Fix Our Education System or Can We?

I’m still on an education kick, especially since it seems that’s all that’s in the news right now. These are the headlines in our local paper from the past week: Central Point Schools Brace for Big […]

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Disclaimer and Legal Mumbo Jumbo

I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.

In accordance with FTC guidelines, I state that I have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.

Any references to third party products, rates, or websites are subject to change without notice. I do my best to maintain current information, but due to the rapidly changing environment, some information may have changed since it was published. Please do the appropriate research before participating in any third party offers.

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