Personal Finance

5 Basic Principles for Growing Wealth

5 Basic Principles for Growing Wealth

One of the goals many of us have is to grow our wealth over time. In many cases, it’s more about the financial security and the ability to live a comfortable lifestyle, than it is about […]

How to Save Money: 96 Ways to Cut Your Spending

If you have been trying to get out of debt and improve your financial situation, but doesn’t have the action plan to get it done…help is here! Take a look at the following list of ways […]

Do You Have a Fully Funded Emergency Fund?

Don’t touch your emergency fund, unless you are truly having an emergency! The third step in Dave Ramsey’s plan for getting your financial life in shape is a fully funded emergency fund. The definition of a […]

3 Retirement Solutions for Investing Beginners

3 Retirement Solutions for Investing Beginners

If you become anxious when you think about retirement solutions, you are in good company. Interest rates are low, but inflation seems to be looming. The stock market has recovered since the crash of 2008, but […]

How to Handle a Financial Emergency

How to Handle a Financial Emergency

One of the realities of life is that sometimes unexpected financial emergencies can strike. Indeed, you never know when a natural disaster, job loss or some other catastrophe will strike. When you do run into financial […]

How to Create a Brighter Financial Future

How to Create a Brighter Financial Future

You might be less than thrilled about your present financial situation.  There is a lot of that going around these days. But trouble yourself no more because I have some sweet news for you.  You don’t […]

How to Save Money on Car Insurance

How to Save Money on Car Insurance

If you’re on a quest to lower your bills, take a hard look at your car insurance. Car insurance is an area that can yield monthly savings with just a few phone calls and inquiries. Many […]

4 Easy Lifestyle Habits That Lead to Financial Freedom

4 Easy Lifestyle Habits That Lead to Financial Freedom

Sometimes when we think about saving money and financial freedom, we think about getting good deals on what we buy and making wise investments. However, saving money and building wealth isn’t just about the bargains we […]

5 Important Insurance Policies Everyone Should Have

5 Important Insurance Policies Everyone Should Have

With the many types of insurance policies available it can be difficult to figure out what the most important insurance policies to have really are. You can over-insure yourself, so what should you really focus your […]

3 Ideas for Finding a Great Place for Your Retirement

3 Ideas for Finding a Great Place for Your Retirement

With my parents nearing retirement — and my husband and I starting to really put our retirement savings in gear — I have spent a great deal of time lately thinking about where to retire. While […]

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Disclaimer and Legal Mumbo Jumbo

I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.

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