Do You Have a Fully Funded Emergency Fund?

Don’t touch your emergency fund, unless you are truly having an emergency! The third step in Dave Ramsey’s plan for getting your financial life in shape is a fully funded emergency fund. The definition of a fully funded emergency fund is 3 to 6 months worth of expenses in an easily accessible account. Why Do … Read more Do You Have a Fully Funded Emergency Fund?

3 Retirement Solutions for Investing Beginners

If you become anxious when you think about retirement solutions, you are in good company. Interest rates are low, but inflation seems to be looming. The stock market has recovered since the crash of 2008, but the market has been volatile lately. You might have equity in your home, but it’s nowhere near what it … Read more 3 Retirement Solutions for Investing Beginners

How to Handle a Financial Emergency

One of the realities of life is that sometimes unexpected financial emergencies can strike. Indeed, you never know when a natural disaster, job loss or some other catastrophe will strike. When you do run into financial difficulties, the way you react can make a big impact on how you resolve the situation, and whether or … Read more How to Handle a Financial Emergency

4 Easy Lifestyle Habits That Lead to Financial Freedom

Sometimes when we think about saving money and financial freedom, we think about getting good deals on what we buy and making wise investments. However, saving money and building wealth isn’t just about the bargains we can wrangle through haggling or by shopping sales, and it isn’t just about setting money aside in a retirement … Read more 4 Easy Lifestyle Habits That Lead to Financial Freedom

5 Important Insurance Policies Everyone Should Have

With the many types of insurance policies available it can be difficult to figure out what the most important insurance policies to have really are. You can over-insure yourself, so what should you really focus your insurance money on? Here are the five most critical insurance policies most people should have. Renters or Homeowners Insurance … Read more 5 Important Insurance Policies Everyone Should Have

3 Ideas for Finding a Great Place for Your Retirement

With my parents nearing retirement — and my husband and I starting to really put our retirement savings in gear — I have spent a great deal of time lately thinking about where to retire. While my parents will probably stay in the same town they’ve lived their whole lives, they have had a good … Read more 3 Ideas for Finding a Great Place for Your Retirement