Personal Finance

4 Easy Lifestyle Habits That Lead to Financial Freedom

4 Easy Lifestyle Habits That Lead to Financial Freedom

Sometimes when we think about saving money and financial freedom, we think about getting good deals on what we buy and making wise investments. However, saving money and building wealth isn’t just about the bargains we [...]

5 Important Insurance Policies Everyone Should Have

5 Important Insurance Policies Everyone Should Have

With the many types of insurance policies available it can be difficult to figure out what the most important insurance policies to have really are. You can over-insure yourself, so what should you really focus your [...]

3 Ideas for Finding a Great Place for Your Retirement

3 Ideas for Finding a Great Place for Your Retirement

With my parents nearing retirement — and my husband and I starting to really put our retirement savings in gear — I have spent a great deal of time lately thinking about where to retire. While [...]

7 Money Traps to Avoid

7 Money Traps to Avoid

When it comes to money, it is important to make sure you are doing what you can to make sure your money is working for you. However, it seems as though there are plenty of pitfalls [...]

Tax Deductible Job Expenses

Tax Deductible Job Expenses

You don’t have to own a business to deduct costs related to your job. It’s also possible, in some cases, to deduct the unreimbursed expenses you incur as part of doing your job. Realize, though, that [...]

Where Should You Keep Your Emergency Fund Savings?

Where Should You Keep Your Emergency Fund Savings?

One of the essentials of successful finances is the emergency fund. Your emergency fund can provide a measure of protection and security from financial setbacks. When you have an emergency fund, you can draw on it [...]

3 Ways the Internet Can Help You Improve Your Finances

3 Ways the Internet Can Help You Improve Your Finances

When many of us think of the Internet, we think of time-sucking social networks, and the fact that it’s easy to get lost in reading all of the interesting information out there. However, the Internet isn’t [...]

How Secure Is Your Retirement?

How Secure Is Your Retirement?

When it comes to retirement security, many Americans probably aren’t surprised to learn that American is not number one. In fact, the United States ranks 19th out of world countries in a retirement security index prepared by [...]

Are You Asking for an IRS Audit?

Are You Asking for an IRS Audit?

Every year, when I have the accountant prepare my tax return, I sign forms giving the accountant the ability to represent me in case the IRS decides to audit me. It’s a rather comforting ritual, since [...]

Do You Need Help with Your Financial Plan?

Do You Need Help with Your Financial Plan?

Many of us like to think that we can handle our finances on our own. In most cases, this is probably true. You probably can take of the basics of budgeting, setting aside money for retirement, [...]

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Disclaimer and Legal Mumbo Jumbo

I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.

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