Personal Finance

7 Money Traps to Avoid

When it comes to money, it is important to make sure you are doing what you can to make sure your money is working for you. However, it seems as though there are plenty of pitfalls […]

You don’t have to own a business to deduct costs related to your job. It’s also possible, in some cases, to deduct the unreimbursed expenses you incur as part of doing your job. Realize, though, that […]

Where Should You Keep Your Emergency Fund Savings?

One of the essentials of successful finances is the emergency fund. Your emergency fund can provide a measure of protection and security from financial setbacks. When you have an emergency fund, you can draw on it […]

3 Ways the Internet Can Help You Improve Your Finances

When many of us think of the Internet, we think of time-sucking social networks, and the fact that it’s easy to get lost in reading all of the interesting information out there. However, the Internet isn’t […]

How Secure Is Your Retirement?

When it comes to retirement security, many Americans probably aren’t surprised to learn that American is not number one. In fact, the United States ranks 19th out of world countries in a retirement security index prepared by […]

Are You Asking for an IRS Audit?

Every year, when I have the accountant prepare my tax return, I sign forms giving the accountant the ability to represent me in case the IRS decides to audit me. It’s a rather comforting ritual, since […]

Do You Need Help with Your Financial Plan?

Many of us like to think that we can handle our finances on our own. In most cases, this is probably true. You probably can take of the basics of budgeting, setting aside money for retirement, […]

How to Find the Right Life Insurance Policy For Your Needs

If you are supporting a family or loved one, then you are probably looking for the right life insurance policy so that their needs are met in case something happens to you. If you’re not looking […]

How to Choose the Right Tax Software for You

Now that the IRS is accepting tax returns, it’s time to get serious about filing, if you haven’t already. For many taxpayers, using software to prepare returns makes sense. You can get help organizing your deductions […]

Seven 1099 Forms that You Should Watch For this Tax Season

Tax season is underway, and that means that you need to be on the look out for forms arriving in the mail (or sent via email). Some of the forms that you might be receiving this […]

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Disclaimer and Legal Mumbo Jumbo

I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.

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