Personal Finance
Learning How to Manage Your Cash Flow
The way your money moves through your personal economy is known as cash flow. Your cash flow includes the money coming into your personal financial possession, and the way money moves out of your possession. You [...]
Simplify Your Finances with Online Bill Pay
With so many bills to pay, and so many accounts, it’s easy to see why some people become overwhelmed with their finances. Finances seem complex and scary when you have to write check after check each [...]
Are You Really Changing Your Financial Behaviors? Or Just Fixing the Symptoms?
A lot of us like to think that we can get a fresh start with our finances. We know that something needs to be done, and it feels like we’re fixing things when a big, dramatic [...]
Failure to Plan is the Biggest Financial Mistake You’ll Ever Make
Richard Cushing once said, “Always plan ahead. It wasn’t raining when Noah built the ark.” There’s a lot of truth to that statement. Failure to plan is the biggest financial mistake you’ll ever make. On Sunday [...]
A Quick Pre-College Financial Education for High School Graduates
It’s graduation season. As high school students everywhere are celebrating their new found independence, parents of these students are worrying whether or not their graduates know enough to survive college. In a perfect world, parents teach [...]
How to Save Money on Car Insurance
If you’re on a quest to lower your bills, take a hard look at your car insurance. Car insurance is an area that can yield monthly savings with just a few phone calls and inquiries. Many [...]
The Zero-Based Budget, A Critical Key for Saving Cash
Until two years ago, I’d never heard the term “zero-based budget.” I have learned to dread it. In fact, I hate zero based budgeting. But we use it at our house, because it works. It works [...]
Budget Triage: How to Deal with Financial Setbacks
You might be familiar with this term, most frequently associated with emergency medicine — triage: the act of determining priorities within an emergency. Well, money can work like this too. Many of us have experienced a [...]
How to Save Money on Gas
Fuel prices are going up, up, up. By this summer, the experts say gas will be above $4.00 a gallon. That doesn’t bode well for the summer vacation season. And for those on an already too-tight [...]
It’s a Good Thing I Opened the Letter
Recently I wrote a post about the importance of reading bank notices for GoBankingRates.com. I almost found out the hard way that opening every notice and letter is not only important in regards to banks. Let [...]
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Disclaimer and Legal Mumbo Jumbo
I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
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