Personal Finance
Of Cell Phones, Cable TV, and High Speed Internet
Part of being frugal is constantly re-evaluating your bills to make sure the services you pay for are serving your needs. Up next for re-evaluation in our house is our Phone/TV/Internet service. When we moved here [...]
Samaritan Insurance: Health Insurance for Christians
Recently my husband and I have been evaluating all our bills to try to cut back. Like so many other people, the economy has taken it’s toll on our finances, and we’re looking for ways to [...]
Find Your Pot of Gold at the End of the Rainbow: Money Lessons from Irish Proverbs
Happy St. Patrick’s Day! Across the country today, people are celebrating by wearing green and eating corned beef and cabbage. I thought I’d extend the Irish celebration to the content of BeingFrugal.net. So we’re going to [...]
Using Tools to Achieve Financial Goals – Textbook Personal Finance
Over the last few weeks, we’ve been assembling a basic personal finance and tools. We came up with a personal financial plan, then we organized our records to get ready for using a balance sheet to [...]
H&R Block At Home Review
Tax season is in full swing now. Many people who are getting refunds have already filed their taxes, while those of us who will have to pay are reluctantly getting our paperwork together in anticipation of [...]
YNAB 3 Personal Budget Planning Software Review
It’s a new year and for a lot of you, it means a new try at keeping a budget. I know I slacked on keeping a budget toward the end of last year, and I’m ready [...]
What to Do When You Can’t Pay Your Bills
With the unemployment rate in this country hovering around 10%, many people find themselves in a situation where they can’t pay their bills. If you are one of those people, here are a few strategies that [...]
How to Do Your Own Taxes
If you’re a typical person, who earns money from an employer and has no complicated financial dealings, it’s not hard to prepare your own taxes. I prepare my own taxes every year, and I haven’t messed [...]
How to Avoid Being Ripped Off by Fake Fees
Bottom-line, companies want your money. Businesses in almost every industry are finding ways to slip in extra charges on your bill that separate you from your hard earned income. We are getting mislead on the real [...]
How to Save Money and Cut Spending: 93 Ideas
If you have been trying to get out of debt and improve your financial situation, but doesn’t have the action plan to get it done…help is here! Take a look at the following list of ways [...]
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Disclaimer and Legal Mumbo Jumbo
I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
In accordance with FTC guidelines, I state that I have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.
Any references to third party products, rates, or websites are subject to change without notice. I do my best to maintain current information, but due to the rapidly changing environment, some information may have changed since it was published. Please do the appropriate research before participating in any third party offers.
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