Part of being frugal is constantly re-evaluating your bills to make sure the services you pay for are serving your needs. Up next for re-evaluation in our house is our Phone/TV/Internet service. When we moved here […]
Recently my husband and I have been evaluating all our bills to try to cut back. Like so many other people, the economy has taken it’s toll on our finances, and we’re looking for ways to […]
Happy St. Patrick’s Day! Across the country today, people are celebrating by wearing green and eating corned beef and cabbage. I thought I’d extend the Irish celebration to the content of BeingFrugal.net. So we’re going to […]
Over the last few weeks, we’ve been assembling a basic personal finance and tools. We came up with a personal financial plan, then we organized our records to get ready for using a balance sheet to […]
Tax season is in full swing now. Many people who are getting refunds have already filed their taxes, while those of us who will have to pay are reluctantly getting our paperwork together in anticipation of […]
If you’re a typical person, who earns money from an employer and has no complicated financial dealings, it’s not hard to prepare your own taxes. I prepare my own taxes every year, and I haven’t messed […]
Over the weekend I learned some devastating news. A friend that I had lost touch with a while back lost her husband Saturday morning. This is a young family with 4 young children. You don’t expect […]
You buy a home with an FHA loan. Every month, you pay not only your principle, but PMI (Private Mortgage Insurance), and property taxes. When property tax time comes around, the mortgage company takes the money […]
I’m writing this post from an airplane, flying from Seattle to Chicago. I’ve got a great window seat, and looking down at the earth below, I see mountains and valleys, lakes and little patches of snow. […]
I love statistics. Last night I decided to go on a hunt to find out about unemployment rates in the United States. What I found didn’t surprise me. Unemployment rates are up. And Oregon has the […]
I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
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