Personal Finance
Why Keeping Track of Expenses Is Important
My first goal in my quest to pay off my student loan debt is to track every penny I spend in the month of January. It’s tedious. It’s sometimes hard to remember. And it’s hard to [...]
Are You Prepared for an Untimely Death?
Over the weekend I learned some devastating news. A friend that I had lost touch with a while back lost her husband Saturday morning. This is a young family with 4 young children. You don’t expect [...]
Is Your Escrow Money Safe? Maybe Not.
You buy a home with an FHA loan. Every month, you pay not only your principle, but PMI (Private Mortgage Insurance), and property taxes. When property tax time comes around, the mortgage company takes the money [...]
Look at the Big Picture
I’m writing this post from an airplane, flying from Seattle to Chicago. I’ve got a great window seat, and looking down at the earth below, I see mountains and valleys, lakes and little patches of snow. [...]
5 Steps to Making a Budget That Works
You have taken the plunge and decided that you are going to make your money behave. From my previous two budget posts you know the budgeting pitfalls to avoid and you are excited about the many [...]
How to Protect Yourself Against Unemployment
I love statistics. Last night I decided to go on a hunt to find out about unemployment rates in the United States. What I found didn’t surprise me. Unemployment rates are up. And Oregon has the [...]
Just Eat Your Vegetables!
Friday night I made what I thought was a delicious dinner: Corned Beef Roast with carrots and potatoes in the crockpot. My husband and I quickly gobbled up our meal between talking about our day. My [...]
10 Steps to Filing Income Taxes
It’s April 15th. Are your taxes done? In celebration of the end of tax season, I’d like to offer a somewhat humorous look at what I went through to do my taxes this year. I might [...]
Frugality: How Far is Too Far?
The following is a guest post by DebtKid, who writes about his journey to get out of debt, and achieve financial stability. He runs a small software development company in Seattle as well as working as [...]
The Limits of My Frugality
I love getting a great deal. I celebrate when I get items free by combining sale prices with coupons. I pat myself on the back when I combine a Children’s Place coupon with a clearance sale [...]
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Disclaimer and Legal Mumbo Jumbo
I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
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