Personal Finance

Things I Learned From Doing My Taxes

At long last, I’m finally just about finished with my taxes. I just need to add in my husband’s supplemental income from announcing high school basketball games, and Turbo Tax will be ready to file for [...]

Freedom and the 3 Benefits of Budgeting

When most people think of the word “budget”, freedom is not the first thing that comes to mind. Over the years the word budget has become synonymous with words like restrict, ration, and limit. In other [...]

Is This What Christmas Has Become?

I’m not a last minute shopper. Every year I try to get my Christmas shopping done by Thanksgiving, so I can relax and enjoy the simple things at Christmas time…friends, family, music, baking, and the list [...]

12 Steps to a Prosperous New Year

New Years are like new beginnings. Make sure you have a plan. This article is part of an M-Network group writing project, the 12 Days of Christmas – Personal Finance Style. Last year, the M-Network changed [...]

Spend Less Than You Earn, a Free eBook (PDF)

My mission on this blog, and one of my passions in life is to encourage people to live within their means and kiss debt goodbye. A few weeks ago a like-minded blogger, Jason of Live to [...]

A Reader Success Story

Two weeks ago, Angelsong wrote me to tell me about how her emergency fund had come in handy recently. I always love to hear success stories, so I asked her if she’d write her story in [...]

How to Make Ends Meet When You Can’t Find a Good Job

How to Make Ends Meet When You Can’t Find a Good Job

When my husband lost his job three weeks ago, we had no idea how long he’d be out of work. We also knew we didn’t want him to take just any commissioned sales job that wouldn’t [...]

The Scare of My Life, and Why Budgeting is Important

Since we’ve moved into my dad’s house, our desktop computer is still in storage. Unfortunately, my desktop computer is where I have my YNAB budgeting software. Thus, in the last three weeks, I haven’t updated my [...]

Your Financial Life on One Page (FLOP)

Make sure your loved one knows where to find your financial information, should something happen to you. When I was about 14 years old, my uncle suddenly and unexpectedly went home to be with the Lord. [...]

4 Investing Tips for the Frugal Minded

I was talking to my financial advisor yesterday about setting up a 529 College Savings Plan for our kids and I was picking his brain about the current state of Wall Street. I should add that [...]

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I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.

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