I can’t wait to celebrate my Financial Independence Day! Have you ever thought about what your Financial Independence Day? The day when you are free from all debt? I know I have. I’m planning on celebrating that day at the end of 2009. We have a little less than $7000 to go in student loan … Read moreWhat Does Financial Independence Mean to You?
Today we have two questions from two readers, but they’re along the same lines. First, Faye asks, I am immigrating to the US soon, and I am contemplating on going to part-time law school at a not so reputable law school while I also work full time. Is it worth it? It has always been … Read moreShould I Pursue My Dream Job or Not?
Sometimes even the most frugal person feels like money is going out faster than it’s coming in. I’ve always been frugal. Ever since I was a little kid, I’ve always preferred to save my money instead of spend it. I love the feeling I get when I see a lower mortgage balance and a higher … Read moreGetting Back on Track
Dave Ramsey’s book The Total Money Makeover has motivated hundreds of people to get out of debt. Dave Ramsey has a solid plan that will move you toward financial freedom and over the last two weeks, several personal finance bloggers have posted about Dave Ramsey’s 7 Baby Steps to Financial Peace. This series is a … Read moreAn Overview of Dave Ramsey’s 7 Baby Steps to Financial Peace
What is it the Boy Scouts say? Be prepared? I made a quick shopping trip last week. I was running multiple errands in town, and I had my 5 year old son with me. I had a lot of things that I needed to accomplish, because we had been stuck at home due to snow … Read moreWhy You Should Always Have a Backup Plan
Last week Lee left the following comment: This is a great topic! I’ve been trying to save up an emergency fund for a while now and not getting very far. My family’s income is variable, also, with my husband in the ministry and me at home with 3 children. Lynnae, I’ve really enjoyed reading your … Read moreHow to Save an Emergency Fund When Money is Tight
Welcome to the 12 Days of Christmas – Personal Finance Style! Over the next two weeks, personal finance bloggers around the internet will be bringing you the 12 Days of Christmas with a financial twist! We hope you enjoy the series! On the first day of Christmas, the bloggers brought to me….The Best Way to … Read more12 Days of Christmas – Personal Finance Style
Well, it happened. I can’t say it was a surprise. Sales were down, and my husband was the new man on the totem pole. He lost his job yesterday. At this point we are officially without an income, and we have about one month’s worth of expenses left in our emergency fund before we have … Read moreWhat to Do When You Lose Your Job and Income
My neighbor came over this afternoon to visit for a bit, and she related to me a financial horror story. She has a daughter who is in college in California. Her daughter needed a place to live. So my neighbors did what any loving parents would do. They co-signed on a year long apartment lease … Read moreConsider Carefully Before Co-signing a Lease for an Apartment
You’ve heard the promos. Buy now, pay nothing until January 2008. No payments. No interest. Great deal, right? Let’s find out. I know I can pay for my item before the interest hits, so this is a good deal. If you can pay before the interest hits, why don’t you just save the money and … Read moreThe Perils of 90 Days Same as Cash