It can be difficult to know how to budget with an irregular income. Budgeting with a variable income is a problem that many people have, and I don’t think it’s covered adequately in most personal finance [...]
In the past I’ve tried to follow a budget, only to fail time and time again. But I’ve learned from my mistakes. Today I’m going to walk you through the steps you need to take to [...]
Don’t touch your emergency fund, unless you are truly having an emergency! The third step in Dave Ramsey’s plan for getting your financial life in shape is a fully funded emergency fund. The definition of a [...]
What is it the Boy Scouts say? Be prepared? I made a quick shopping trip last week. I was running multiple errands in town, and I had my 5 year old son with me. I had [...]
Mint is an online application for tracking your spending. It has a beautiful interface, and it’s slogan is “We are refreshing money management.” I’d say refreshing is an appropriate description of the way Mint.com looks. The [...]
Last week Lee left the following comment: This is a great topic! I’ve been trying to save up an emergency fund for a while now and not getting very far. My family’s income is variable, also, [...]
Welcome to the 12 Days of Christmas – Personal Finance Style! Over the next two weeks, personal finance bloggers around the internet will be bringing you the 12 Days of Christmas with a financial twist! We [...]
Well, it happened. I can’t say it was a surprise. Sales were down, and my husband was the new man on the totem pole. He lost his job yesterday. At this point we are officially without [...]
My neighbor came over this afternoon to visit for a bit, and she related to me a financial horror story. She has a daughter who is in college in California. Her daughter needed a place to [...]
You’ve heard the promos. Buy now, pay nothing until January 2008. No payments. No interest. Great deal, right? Let’s find out. I know I can pay for my item before the interest hits, so this is [...]
I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
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