I can’t wait to celebrate my Financial Independence Day! Have you ever thought about what your Financial Independence Day? The day when you are free from all debt? I know I have. I’m planning on celebrating [...]
Today we have two questions from two readers, but they’re along the same lines. First, Faye asks, I am immigrating to the US soon, and I am contemplating on going to part-time law school at a [...]
The best financial advice I’ve received didn’t come from personal finance books. It came from my 7th grade history teacher and the Bible. It’s Friday, and I’ve come down with a terrible cold. Since I’m not [...]
Sometimes even the most frugal person feels like money is going out faster than it’s coming in. I’ve always been frugal. Ever since I was a little kid, I’ve always preferred to save my money instead [...]
Dave Ramsey’s book The Total Money Makeover has motivated hundreds of people to get out of debt. Dave Ramsey has a solid plan that will move you toward financial freedom and over the last two weeks, [...]
Sometimes the best tools are the simplest ones. To effectively keep a budget, you need the right tools. And there are many tools out there to choose from. Ranging from free to hundreds of dollars, it’s [...]
It can be difficult to know how to budget with an irregular income. Budgeting with a variable income is a problem that many people have, and I don’t think it’s covered adequately in most personal finance [...]
Last week I told you about the evolution of my budget. In the past I’ve tried to follow a budget, only to fail time and time again. But I’ve learned from my mistakes. Today I’m going [...]
Don’t touch your emergency fund, unless you are truly having an emergency! The third step in Dave Ramsey’s plan for getting your financial life in shape is a fully funded emergency fund. The definition of a [...]
Making your first budget (or your second or third) can be frustrating. Earlier this week I told you about the moment, or rather process, when I realized I needed to change my financial situation. Making a [...]
I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
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