Personal Finance
How to Budget with a Variable Income
It can be difficult to know how to budget with an irregular income. Budgeting with a variable income is a problem that many people have, and I don’t think it’s covered adequately in most personal finance [...]
How to Make a Budget Plan that Works
In the past I’ve tried to follow a budget, only to fail time and time again. But I’ve learned from my mistakes. Today I’m going to walk you through the steps you need to take to [...]
Do You Have a Fully Funded Emergency Fund?
Don’t touch your emergency fund, unless you are truly having an emergency! The third step in Dave Ramsey’s plan for getting your financial life in shape is a fully funded emergency fund. The definition of a [...]
Why You Should Always Have a Backup Plan
What is it the Boy Scouts say? Be prepared? I made a quick shopping trip last week. I was running multiple errands in town, and I had my 5 year old son with me. I had [...]
Mint.com Personal Finance Software Review
Mint is an online application for tracking your spending. It has a beautiful interface, and it’s slogan is “We are refreshing money management.” I’d say refreshing is an appropriate description of the way Mint.com looks. The [...]
How to Save an Emergency Fund When Money is Tight
Last week Lee left the following comment: This is a great topic! I’ve been trying to save up an emergency fund for a while now and not getting very far. My family’s income is variable, also, [...]
12 Days of Christmas – Personal Finance Style
Welcome to the 12 Days of Christmas – Personal Finance Style! Over the next two weeks, personal finance bloggers around the internet will be bringing you the 12 Days of Christmas with a financial twist! We [...]
What to Do When You Lose Your Job and Income
Well, it happened. I can’t say it was a surprise. Sales were down, and my husband was the new man on the totem pole. He lost his job yesterday. At this point we are officially without [...]
Consider Carefully Before Co-signing a Lease for an Apartment
My neighbor came over this afternoon to visit for a bit, and she related to me a financial horror story. She has a daughter who is in college in California. Her daughter needed a place to [...]
The Perils of 90 Days Same as Cash
You’ve heard the promos. Buy now, pay nothing until January 2008. No payments. No interest. Great deal, right? Let’s find out. I know I can pay for my item before the interest hits, so this is [...]
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Disclaimer and Legal Mumbo Jumbo
I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
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