Personal Finance

The Evolution of My Budget

Making your first budget (or your second or third) can be frustrating. Earlier this week I told you about the moment, or rather process, when I realized I needed to change my financial situation. Making a [...]

Uncle Sam is Going to Suck Me Dry

I almost fell off my chair when I saw how much we owe in taxes! I broke down and did my taxes yesterday.  I knew it would be a headache.  We had a lot of unusual [...]

Why You Should Always Have a Backup Plan

What is it the Boy Scouts say? Be prepared? I made a quick shopping trip last week.  I was running multiple errands in town, and I had my 5 year old son with me.  I had [...]

Mint: I Stand Corrected

You’ve no doubt seen mistakes in newspapers before. A mistake can be made on the front page of the paper. But where does the retraction run? In a little box in some obscure place in the [...]

Mint.com Personal Finance Software Review

Mint is an online application for tracking your spending. It has a beautiful interface, and it’s slogan is “We are refreshing money management.” I’d say refreshing is an appropriate description of the way Mint.com looks. The [...]

How to Save an Emergency Fund When Money is Tight

Last week after reading my post How Much Emergency Fund Do You Need?, Lee left the following comment: This is a great topic! I’ve been trying to save up an emergency fund for a while now [...]

You Tell Me: Do You Have a Will?

It’s the end of the year, and I’m trying to put things in order to gear up for the new year. One thing my husband and I really need to do is revise our will. We [...]

How Much Emergency Fund Do You Need?

Yesterday at I’ve Paid For This Twice Already, Jaimie posted about why she has a $1000 emergency fund. She encouraged her readers to post about their emergency funds, too. So here’s my story. There are two [...]

12 Days of Christmas – Personal Finance Style

Welcome to the 12 Days of Christmas – Personal Finance Style! Over the next two weeks, personal finance bloggers around the internet will be bringing you the 12 Days of Christmas with a financial twist! We [...]

You Tell Me: How Do You Track Your Money?

Over the last few years, it seems like there has been an explosion of personal finance products. Whereas Quicken and Microsoft Money used to be the two big competitors for personal finance software, there’s a whole [...]

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Disclaimer and Legal Mumbo Jumbo

I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.

In accordance with FTC guidelines, I state that I have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.

Any references to third party products, rates, or websites are subject to change without notice. I do my best to maintain current information, but due to the rapidly changing environment, some information may have changed since it was published. Please do the appropriate research before participating in any third party offers.

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