Personal Stories

It Might Be Legal, but It Sure Isn’t Ethical!

I don’t rant often, but I must warn you. There’s a doozy ahead. My Initial Contact With DirecTV As you all know, we moved in September. At the time, we signed up for a bundle package [...]

The Importance of Renters Insurance

You never know when disaster will strike. Be prepared. On New Year’s Eve 1996, I got a call from my parents, who lived 100 miles away from me at the time. The home they lived in [...]

Blog Your Way Out of Debt and Toward Financial Success

No, this isn’t a post about how to make thousands from advertisements or pay-per-posts on your blog. In fact, I haven’t made a single dollar directly from my blog. However, my blog has been the essential [...]

An Interview with a Millionaire

I believe that success in life is rarely a case of luck, but rather a matter of cause and effect. If you do A and B you will get C. In most cases if you just [...]

My Frugal Story by Green Panda

As the oldest kid in my family I helped my mom balance the budget with one income. It is was tough at times and I learned the concept of priorities. I’ve pretty much have been working [...]

My Frugal Story by Jim of Bargaineering

My Frugal Story begins as a child. Growing up, my parents were frugal and it was a mindset they passed along to me. In 1978, my father bought a one way ticket from Taiwan to the [...]

Advice That Might Have Turned My Financial Life Around…Or Not

There are a few things I wish I had known before heading into the real world. (My actual graduation…I’m in the middle.) Yesterday at Gather Little by Little, a reader asked a question. Dave wanted to [...]

The Wisdom of Generations Past

Take the time to get to know senior citizens. It’s well worth it. I’ve been thinking a lot lately about relationships between older people and younger people. You see, a women’s group I’m involved in with [...]

When Life Gives You Lemons, Make Lemonade

When life gives you lemons, what do you do? Last week Katja of Skimbaco tagged me for the Lemonade meme. I don’t do a lot of memes here, but since I try to be an optimist [...]

My Biggest Budget Busters

Cindy at Oh My Aching Debts (don’t you just love that name?) tagged me to reveal my top 5 budget busters. I thought about taking the easy way out and listing “Pizza”, “Pop”, “Chocolate”, “Ice Cream”, [...]

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Disclaimer and Legal Mumbo Jumbo

I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.

In accordance with FTC guidelines, I state that I have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.

Any references to third party products, rates, or websites are subject to change without notice. I do my best to maintain current information, but due to the rapidly changing environment, some information may have changed since it was published. Please do the appropriate research before participating in any third party offers.

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