Personal Stories

The Dumbest Purchase We Ever Made

I’ve been trying to decide what my dumbest purchase was. The reason I was having a hard time coming up with one, is (1) I’ve made more than one really dumb purchase, and (2) a lot […]

I’m in the Black!

I’ve never tracked my net worth before. And since my mom just sent out a Christmas letter telling all of our relatives about this blog, you won’t be seeing any specific numbers here today. :) What […]

Things I Wish I Knew When I Was 18

Do you ever look back and wonder, “What if I had known this when I was 18?” I know I do. It’s not that I live in the past and berate myself for mistakes that I’ve […]

My Best and Worst Financial Decisions: They Might Surprise You

I know you’ve all been waiting to read this. It’s time for me to reveal my best and worst financial decisions. When I began thinking about this topic, it didn’t take me long to figure out […]

My Story

My story isn’t unique. I grew up in a lower-middle class family….sometimes lower class, depending on the year. I graduated from high school with the high hopes of doing better for myself. I went away to […] How It All Began

Once upon a time, 9 years or so ago, my husband and I lived a very frugal life. We had just had our first child, and I was a new stay at home mom. My husband […]

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Disclaimer and Legal Mumbo Jumbo

I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.

In accordance with FTC guidelines, I state that I have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.

Any references to third party products, rates, or websites are subject to change without notice. I do my best to maintain current information, but due to the rapidly changing environment, some information may have changed since it was published. Please do the appropriate research before participating in any third party offers.

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