Personal Stories
My Husband Lost His Job: How to Survive a Job Loss
It is stressful when your husband loses his job. No, not my husband. Not since last October, anyway. Unfortunately “my husband lost his job” is one of the frequent search terms people use to find BeingFrugal.net. [...]
The Dumbest Purchase We Ever Made
I’ve been trying to decide what my dumbest purchase was. The reason I was having a hard time coming up with one, is (1) I’ve made more than one really dumb purchase, and (2) a lot [...]
The Rise and Fall of the Tax Kicker Refund Check
In December, our family was blessed with a wonderful surprise…The Oregon Tax Kicker check. For those of you who don’t live in Oregon, there’s a law that says if the money the state takes in from [...]
I’m in the Black!
I’ve never tracked my net worth before. And since my mom just sent out a Christmas letter telling all of our relatives about this blog, you won’t be seeing any specific numbers here today. :) What [...]
Things I Wish I Knew When I Was 18
Do you ever look back and wonder, “What if I had known this when I was 18?” I know I do. It’s not that I live in the past and berate myself for mistakes that I’ve [...]
Of Pilgrims, Thankfulness, and a Worthy Goal
I’m always introspective around the holidays. Beginning around Thanksgiving and continuing to the new year, I find myself evaluating my life, my goals, and my relationships. Last night, when Jim was at work, the kids were [...]
If I Were Debt Free….
Ana from DebtFREE-Revolution tagged me with her new meme, “If I were debt free…” I had to think about this one for a while. Whatever would I do if I had no debts to pay? First, [...]
My Best and Worst Financial Decisions: They Might Surprise You
I know you’ve all been waiting to read this. It’s time for me to reveal my best and worst financial decisions. When I began thinking about this topic, it didn’t take me long to figure out [...]
My Story
My story isn’t unique. I grew up in a lower-middle class family….sometimes lower class, depending on the year. I graduated from high school with the high hopes of doing better for myself. I went away to [...]
BeingFrugal.net: How It All Began
Once upon a time, 9 years or so ago, my husband and I lived a very frugal life. We had just had our first child, and I was a new stay at home mom. My husband [...]
Freebies
- Credit Sesame: Get free credit score
- Personal Capital: Free money management tool
- Ebates: Get $10 to sign up, plus earn cash back on purchases
- 360 Checking: Open a checking account and get $50
Popular Articles
- How to Save Money and Cut Spending: 93 Ideas
- Homemade Cleaning Products: Cleaners That Won't Break The Bank!
- 168 Money Saving Tips to Stretch Your Dollar
- How to Make a Budget That Works
- What if I Can’t Afford to Pay My Mortgage Payment?
- 52 Ways to Save Money in College
- My Experience Buying a Used Car with Cash
- 7 Easy Part Time Jobs
- My Husband Lost His Job: How to Survive a Job Loss
- Why the Minimalist Lifestyle Appeals to Me
Disclaimer and Legal Mumbo Jumbo
I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
In accordance with FTC guidelines, I state that I have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.
Any references to third party products, rates, or websites are subject to change without notice. I do my best to maintain current information, but due to the rapidly changing environment, some information may have changed since it was published. Please do the appropriate research before participating in any third party offers.
For additional information, please review our legal disclaimers and privacy policy.