Saving and Investing

Rebalance Your Investment Portfolio to Stay On Track

Rebalance Your Investment Portfolio to Stay On Track

One of the basics of investing is the use of asset allocation in your strategy. Asset allocation, or the way your portfolio is built, matters a great deal to the long-term success of your investment strategy. […]

How to Set Up a Joint Bank Account

How to Set Up a Joint Bank Account

If you are married or about to be married an important question will eventually pop up: should we combine our finances? There are many different factors to consider, but if you do decide to combine some […]

Pay Yourself First to Grow Your Savings Automatically!

Pay Yourself First to Grow Your Savings Automatically!

One of the best ways to avoid dipping your fingers into your savings (especially your emergency fund for non-emergencies) is to automate your savings accounts so that your money flows through your personal economy without much […]

What is Dividend Reinvestment Plan (DRIP)?

What is Dividend Reinvestment Plan (DRIP)?

DRIP investing is an easy way to reinvest your dividends into your dividend stocks in a way that grows the number of shares you have over long periods of time. DRIP stands for “dividend reinvestment plan” […]

Should You Add Exotic Investments to Your Portfolio?

Should You Add Exotic Investments to Your Portfolio?

For the most part, I am a boring investor. I mostly stick to stocks and bonds, usually investing in index funds or ETFs. However, I do have a few other investments in my portfolio. I am […]

How to Protect Yourself from Debit Card Overdrafts

How to Protect Yourself from Debit Card Overdrafts

Overdrafts are a common result of individuals who are either unorganized or simply too busy to keep track of their debit card use and other debits from their checking accounts. When this happens, too many debits […]

Real Estate Investing with REITs

Real Estate Investing with REITs

Real estate can make an interesting addition to almost any portfolio. However, few of us have the large amounts of capital needed to buy a property. And, in the current climate, it can be difficult to […]

Think Twice Before Taking Money from Your Retirement Account

Think Twice Before Taking Money from Your Retirement Account

When you start adding up your assets, it’s common to include your retirement accounts. After all, the money that you have in these accounts contributes to your overall net worth. At the same time, though, when […]

Being Realistic about Your Investment Returns

Being Realistic about Your Investment Returns

It would be nice to think that holding your stocks long-term would result in amazing gains over time. And, while a long-term investing strategy is one of the best ways to build wealth over time, it’s […]

Why It Pays to Buy High Yield Dividend Stocks

When it comes to long term investing, I believe that you should focus more on dividend yileds versus speculation and share price appreciation. While this might mean avoiding sexy names like Apple and Google, there is […]

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Disclaimer and Legal Mumbo Jumbo

I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.

In accordance with FTC guidelines, I state that I have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.

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