You know you need an emergency fund. Personal finance bloggers like me are always writing about how important it is to be prepared for a rainy day. But what about a “sunny” day? Shouldn’t you be [...]
Among the common investment strategies is using bonds in a portfolio. Bonds can be a solid addition to any investment portfolio, when used in the proper asset allocation for your goals and needs. However, it’s a [...]
One of the basics of investing is the use of asset allocation in your strategy. Asset allocation, or the way your portfolio is built, matters a great deal to the long-term success of your investment strategy. [...]
Concerns about the volatility of the stock market, and the prospect of losses during downturn, have convinced many that stock investing is not for them. However, “safer” investments like cash and bonds may not provide the [...]
Many of us are conditioned to think that all risk is bad. We hear about putting our money where it can grow “risk free.” The reality, though, is that risk isn’t always a bad thing. Indeed, [...]
Often, when we think about making money through investing, we think about picking the right stock, and then watching as it goes big, resulting in fantastic capital appreciation. Or, perhaps we think about choosing a solid [...]
It is generally accepted that if you want to be able to grow your wealth more effectively — especially if you want to retire some day — you need to invest your funds rather than sticking [...]
The importance of a fully funded emergency fund can’t be overstated. A rainy day fund acts as a safety net when unexpected expenses arise, and it gives you freedom from living paycheck to paycheck. The problem [...]
If you are new to investing, or even just getting your personal finances in order, chances are good that you have heard of a Roth IRA. Just about every talking head on TV says you should [...]
When I had trouble with my Chase checking account several months ago and decided it was time to move my money to a local bank, I had no idea I was part of a big movement. [...]
I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
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