Christmas is coming quickly, and if your financial habits are like my past financial habits, you’re starting to wonder how you’re going to pay for Christmas. It’s not a fun feeling, and it’s one I understand. [...]
Yesterday the Federal Reserve enacted a rule, which would make it mandatory that banks allow customers opt-in to overdraft protection, rather than automatically enroll customers, as is the current practice. In other words, consumers would have [...]
Today is the day. Almost two months ago, I declared I would do it. I’m changing banks this afternoon. My husband and I have banked with Washington Mutual, now Chase, for 14 years. It’s time to [...]
Ever since my banking fiasco, involving my Taylor, Bean, & Whitaker bounced escrow check and the overdraft fees I incurred, but were then reversed by Chase, I’ve been searching for a new bank to park my [...]
Since I’ve spent so much time complaining about banks lately, I thought I’d highlight a bank that’s got it’s act together. Premier West Bank is a bank that’s local to Oregon and Northern California. They’re actually [...]
I’m pleased to report that about an hour ago I received an email from the Chase Executive Offices. Upon further review of my case, they have decided to credit me back the remaining $98 in overdraft [...]
For those who aren’t familiar with my recent financial saga, I’ll give a quick recap. For the full story, click on the links below. August 27 – I deposit an escrow refund check from Taylor, Bean, [...]
Here’s the latest update in my fiasco with my Taylor, Bean, & Whitaker bounced escrow check. I’m not happy with Chase right now. In fact, as soon as this mess gets straightened out, I will be [...]
Most people have heard the term asset allocation even if they aren’t investors themselves. It’s a term that gets used frequently when planning your finances and investments so it’s a great idea to have some idea [...]
Make a commitment to save next year. This article is part of an M-Network group writing project, the 12 Days of Christmas – Personal Finance Style. As the project moves through it’s days, I will be [...]
I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
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