Today is the day. Almost two months ago, I declared I would do it. I’m changing banks this afternoon. My husband and I have banked with Washington Mutual, now Chase, for 14 years. It’s time to start a new era of banking. We’ve decided to move our money to South Valley Bank and Trust. It’s … Read moreHow to Move Your Bank Account to Another Bank
Ever since my banking fiasco, involving my Taylor, Bean, & Whitaker bounced escrow check and the overdraft fees I incurred, but were then reversed by Chase, I’ve been searching for a new bank to park my money. The research has been eye opening, to say the least. I’ve spent hours pouring over fee schedules at … Read moreList of Bank Fees to Watch Out For
For those who aren’t familiar with my recent financial saga, I’ll give a quick recap. For the full story, click on the links below. August 27 – I deposit an escrow refund check from Taylor, Bean, & Whitaker into my Chase checking account. August 29 – The funds show as available, so I transfer the … Read moreChase Insufficient Funds Fee: The Final Chapter
Here’s the latest update in my fiasco with my Taylor, Bean, & Whitaker bounced escrow check. I’m not happy with Chase right now. In fact, as soon as this mess gets straightened out, I will be transferring my money to a local bank with a great reputation. A bank where people are people…not a product … Read moreChase Just Lost My Business
Most people have heard the term asset allocation even if they aren’t investors themselves. It’s a term that gets used frequently when planning your finances and investments so it’s a great idea to have some idea of what it means and how it might apply to you – even if you don’t own any investments … Read moreBeginners’ Guide to Asset Allocation
Make a commitment to save next year. This article is part of an M-Network group writing project, the 12 Days of Christmas – Personal Finance Style. As the project moves through it’s days, I will be adding each article at the bottom of this post. We’ll be posting from December 1st to December 12th. If … Read more7 Savings Strategies
Knowledge = power. Are you giving 100% to reducing your debts and improving your financial situation? Have you made enough of progress so you can see the light at the end of the tunnel? Maybe you even have all your debts paid off? If so, then give yourself a pat on back! You deserve it. … Read moreA Little Bit of Investment Knowledge Goes a Long Way
I study a martial art. Occasionally after class my Sensei will tell us What you learned tonight is just a tiny drop in the bucket. In the grand scheme of this art tonight wasn’t much. But one day you’ll look at your bucket and see it’s filled up. What you are learning will start to … Read moreIt’s Just a Drop in the Bucket
Neither one of my parents know how to invest in the stock market, nor was learning how to invest a part of my formal education, so I know how intimidating it is for people who are new to investing. Where do I start? What do I invest in? How am I doing? There are just … Read morePractical Investing Guide for Beginners