Many of us are feeling that tightness and pressure that comes from the extra spending surge this time of year. Holiday activities/entertainment, Christmas cards, gifts, office parties, friends of friends’ parties, and gifting expectations galore, not to mention what the children hope to find under the tree.
For many of us, this kind of annual pressure doesn’t fit our budget, but also, doesn’t fit our lifestyles. You may prefer to focus on the real meaning of Christmas, without feeling like a “party pooper” or wrecking your annual budget.
When my husband and I adopted our daughters, we knew two things—they don’t have the expectation of mountains of presents under the tree, and most importantly, they simply need us—our presence, not our cash. We do very low-key Christmas gifts. Each child gets a Christmas stocking with a few items, usually a movie, mittens, a couple of candies, hair beads, and a small toy or accessory to a toy they already have. This reduces our stress, and prevents them from being overwhelmed. We also make a point to spend a lot of quality time together, talking about the real meaning of the holiday season.
To control your holiday budget, try implementing some of the following ideas:
What does the holiday season look like at your house? How do you hope to change your family’s approach this year or in the future?
If you like this article, please sign up for free weekly email updates.
I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
In accordance with FTC guidelines, I state that I have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.
Any references to third party products, rates, or websites are subject to change without notice. I do my best to maintain current information, but due to the rapidly changing environment, some information may have changed since it was published. Please do the appropriate research before participating in any third party offers.