Getting Back to Financial Basics

Getting Back to Financial Basics

In a lot of ways, the recent recession has been a major wake up call. We realize that many of the complicated and creative financial products that ushered in a boom of ridiculous proportions also result […]

What Lifestyle Would Make You Happy?

What Lifestyle Would Make You Happy?

One of the things that I’ve been striving to do is to create a lifestyle that I can enjoy with my family. While it takes time to get to the point where you are reasonably happy […]

Buying a Home? How to Get the Best Mortgage Rate

Buying a Home? How to Get the Best Mortgage Rate

With home prices still fairly low in many markets, it is little surprise that some think that now is a great time to buy. Buying a house is a big commitment, and it’s a big expense. The […]

5 Things You Should Never Keep in Your Wallet or Purse

5 Things You Should Never Keep in Your Wallet or Purse

Many of us “keep our lives” in our wallets or purses. It’s true that these items can be helpful in helping us carry various items about. I keep sources of payment in my purse, along with […]

Tax Deductions You Can Take After December 31st…It’s Not Too Late

For the most part, if you want to count a tax deduction for a particular tax year, you need to spend the money in that year. However, even though it is now 2013, there are still […]

How to Protect Yourself from Debit Card Overdrafts

How to Protect Yourself from Debit Card Overdrafts

Overdrafts are a common result of individuals who are either unorganized or simply too busy to keep track of their debit card use and other debits from their checking accounts. When this happens, too many debits […]

Real Estate Investing with REITs

Real Estate Investing with REITs

Real estate can make an interesting addition to almost any portfolio. However, few of us have the large amounts of capital needed to buy a property. And, in the current climate, it can be difficult to […]

What Would You Pay Extra For?

What Would You Pay Extra For?

When one thinks of frugality, it is common to assume that the entire point is to pay as little as possible. Therefore, the idea of paying extra seems counterintuitive. However, there are times when it makes […]

Why Tenants Need to Buy Renter’s Insurance

Tenants often forgo renters insurance under the assumption that either they will be covered under the landlords insurance, or that it’s really not a big deal. But even though you don’t own the building, you still […]

Setting New Year’s Resolutions That Matter

Too often, we get caught up in setting goals that are rather cliche. Lose weight. Save more money. It’s easy to make those kinds of New Year’s resolutions — and then break them. Not only are […]

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I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.

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