One of the things that I’ve been striving to do is to create a lifestyle that I can enjoy with my family. While it takes time to get to the point where you are reasonably happy […]
With home prices still fairly low in many markets, it is little surprise that some think that now is a great time to buy. Buying a house is a big commitment, and it’s a big expense. The […]
Many of us “keep our lives” in our wallets or purses. It’s true that these items can be helpful in helping us carry various items about. I keep sources of payment in my purse, along with […]
For the most part, if you want to count a tax deduction for a particular tax year, you need to spend the money in that year. However, even though it is now 2013, there are still […]
Overdrafts are a common result of individuals who are either unorganized or simply too busy to keep track of their debit card use and other debits from their checking accounts. When this happens, too many debits […]
Real estate can make an interesting addition to almost any portfolio. However, few of us have the large amounts of capital needed to buy a property. And, in the current climate, it can be difficult to […]
When one thinks of frugality, it is common to assume that the entire point is to pay as little as possible. Therefore, the idea of paying extra seems counterintuitive. However, there are times when it makes […]
Tenants often forgo renters insurance under the assumption that either they will be covered under the landlords insurance, or that it’s really not a big deal. But even though you don’t own the building, you still […]
Too often, we get caught up in setting goals that are rather cliche. Lose weight. Save more money. It’s easy to make those kinds of New Year’s resolutions — and then break them. Not only are […]
Your credit situation can be a big deal. Changes to your credit situation can result in problems with getting approved for a loan, or require you to pay more in interest when you are approved. Some […]
I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
In accordance with FTC guidelines, I state that I have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.
Any references to third party products, rates, or websites are subject to change without notice. I do my best to maintain current information, but due to the rapidly changing environment, some information may have changed since it was published. Please do the appropriate research before participating in any third party offers.