4 Job Benefits to Consider When Comparing Jobs
When people go through a job search, the salary figures and job duties are often the information applicants pay attention to the most. While both factors are definitely important and should be part of the equation, [...]
How to Set Up a Joint Bank Account
If you are married or about to be married an important question will eventually pop up: should we combine our finances? There are many different factors to consider, but if you do decide to combine some [...]
5 Items You Should Buy Secondhand
As the daughter of a small business owner, you will not hear me say that you should never pay retail. I’m a big believer that there are goods and services that you should buy retail to [...]
Rent-to-Own vs. Saving Up to Buy Things
A while back, we were in need of an extra bed to accommodate a couple of guests. We’re not quite ready to buy another bed, so we decided to rent one. My husband called the rent-to-own [...]
6 Reasons Not to Apply for a Store Credit Card
We have all experienced the uncomfortable situation of being offered a store credit card when we’re shopping. Whether you are buying groceries, consumer electronics, or some new home decorations, the clerk at the register will stop [...]
6 Frugal Archetypes: Which One Describes You the Best?
Frugal people are an interesting bunch. There are many types of frugal — each with its own, shall we say, personality quirks. Let’s have a little fun and examine a few. Can you spot the one [...]
4 Things You Can Pay Less for with Comparison Shopping
Whenever you are shopping for services that do not have fixed pricing it’s always a good idea to do some comparison before choosing your service provider. Be careful to compare similar services to get an accurate [...]
5 Things That are Killing Your Budget
Many people that create a budget have a difficult time sticking to it for one reason — incidental expenses. Although incidental expenses are only a small fraction of your expenses, they can have a really big [...]
7 Secrets to Smart Shopping on the Web
I’ll admit it – I’m a shopping addict. But the last place you’ll see me, if I can help it, is at a shopping mall or retail store. I’m an online shopper and greatly prefer it [...]
Tips for Finding Estate Sale Bargains
Estate sales are a step-up from yard sales or garage sales. Instead of selling items people no longer want, they are trying to sell a house full of possessions people actually owned and used. They are [...]
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I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
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