You might be less than thrilled about your present financial situation. There is a lot of that going around these days. But trouble yourself no more because I have some sweet news for you. You don’t have to be a prisoner of your financial history. Of course there is no magic wand that can transform … Read more How to Create a Brighter Financial Future
Today, if the weather cooperates, my kids and I will be starting our Square Foot Garden. We have a lot of work to do, as the boxes aren’t even on the ground yet. In fact, we still have to build a square foot garden box. Though it’s tempting to just hoe out a patch of … Read more 10 Benefits of Raised Garden Beds
Depending on your situation, health insurance can take up a big chunk of the family budget. Our insurance premium eats up a third of our income! Even though it’s tempting to forego health insurance in exchange for more take home pay, health insurance is really a necessity. Despite the high cost of health insurance, there … Read more How to Save Money on Health Insurance
If you’re on a quest to lower your bills, take a hard look at your car insurance. Car insurance is an area that can yield monthly savings with just a few phone calls and inquiries. Many people get comfortable with their car insurance company and just continue to pay the premium year after year, without … Read more How to Save Money on Car Insurance
One of the most common misconceptions about budgeting is that is takes a l-o-n-g time. Most people who do not learn how to make a budget do so because they believe they don’t have the time to budget. But, if your budget is doing its job you should be able to budget without a major … Read more How to Budget in Less than 20 Minutes a Week
You know that in order to be more marketable and improve your career and earning power you need some sort of skill or education. One way to do that is to go to college. However, it’s important to note that going to college doesn’t automatically result in a better-paying job. A diploma doesn’t guarantee that … Read more 4 Most Useful College Degrees and High Demand Industries
One of the debates raging amongst consumers right now, especially as college tuition continues to rise and student loan debt has passed $1 trillion, is whether or not a college degree is worth the money. I’ve been pleased with the results of my college education. However, my degrees have prepared me with the skills I … Read more Top 10 Highest Paying Jobs without a Degree
The way your money moves through your personal economy is known as cash flow. Your cash flow includes the money coming into your possession, and the way money moves out of your possession. You can track your cash flow by following your income and your spending. It’s important to pay attention to your cash flow … Read more How to Manage Your Cash Flow
With the higher than normal unemployment rate, and even higher underemployment rate, many people find themselves in a situation where they can’t pay their bills. If you are one of those people, here are a few strategies that might help you. Prioritize Your Bills Think about what is important for your survival. You need a … Read more What to Do When You Can’t Pay Your Bills
It started so innocently. I’d come home from shopping, and I’d throw a receipt in my “inbox.” I needed the receipt to start the price book that I was determined to start this year. And then I’d get some mail that needed to be dealt with…later. So into the inbox it went. The problem was, … Read more How to Reduce Paper Clutter