10 Benefits of Raised Garden Beds

10 Benefits of Raised Garden Beds

Today, if the weather cooperates, my kids and I will be starting our Square Foot Garden. We have a lot of work to do, as the boxes aren’t even on the ground yet. In fact, we […]

How to Save Money on Health Insurance

How to Save Money on Health Insurance

Depending on your situation, health insurance can take up a big chunk of the family budget. Our insurance premium eats up a third of our income! Even though it’s tempting to forego health insurance in exchange […]

How to Save Money on Car Insurance

How to Save Money on Car Insurance

If you’re on a quest to lower your bills, take a hard look at your car insurance. Car insurance is an area that can yield monthly savings with just a few phone calls and inquiries. Many […]

How to Budget in Less than 20 Minutes a Week

How to Budget in Less than 20 Minutes a Week

One of the most common misconceptions about budgeting is that is takes a l-o-n-g time. Most people who do not learn how to make a budget do so because they believe they don’t have the time […]

4 Most Useful College Degrees and High Demand Industries

4 Most Useful College Degrees and High Demand Industries

You know that in order to be more marketable and improve your career and earning power you need some sort of skill or education. One way to do that is to go to college. However, it’s […]

Top 10 Highest Paying Jobs without a Degree

Top 10 Highest Paying Jobs without a Degree

One of the debates raging amongst consumers right now, especially as college tuition continues to rise and student loan debt has passed $1 trillion, is whether or not a college degree is worth the money. I’ve […]

How to Manage Your Cash Flow

How to Manage Your Cash Flow

The way your money moves through your personal economy is known as cash flow. Your cash flow includes the money coming into your possession, and the way money moves out of your possession. You can track […]

What to Do When You Can’t Pay Your Bills

With the higher than normal unemployment rate, and even higher underemployment rate, many people find themselves in a situation where they can’t pay their bills. If you are one of those people, here are a few […]

How to Reduce Paper Clutter

How to Reduce Paper Clutter

It started so innocently. I’d come home from shopping, and I’d throw a receipt in my “inbox.” I needed the receipt to start the price book that I was determined to start this year. And then […]

How to Get Out of Debt

How to Get Out of Debt

BeingFrugal.net began as a personal journal to hold me accountable for my commitment to get out of debt. Getting out of debt is a high priority for my family, and I like to write about it […]

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I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.

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