In general, people want to make financially responsible decisions when they go shopping. Often times, I look at two apparently identical items that priced differently. On some occasions, the difference between two products is as obvious […]
Owning a car can be an expensive proposition. You can’t just look at the price of a vehicle (or your monthly car payment) and think that is your only cost. Maintenance costs can sometimes overwhelm a […]
Life has a way of changing long-held opinions. I used to vehemently state that I would not want to stay home with my children (who did not exist at the time) because I needed adult interaction […]
There are several ways to save money on health care, regardless the type of medical insurance you may have. Even if you don’t have any health insurance coverage, there are opportunities available to help lower your […]
There’s a great Friends episode where Joey’s Dad is having an affair and his Mom knows about it. Joey gets really upset and thinks his Dad should end the affair and be reconciled to his wife. […]
A few years ago, this was an almost daily conversation in my home: My husband (sometime around 5 pm): “What should we have for dinner?” Me: “I don’t know. I haven’t really thought about it.” My […]
When people go through a job search, the salary figures and job duties are often the information applicants pay attention to the most. While both factors are definitely important and should be part of the equation, […]
If you are married or about to be married an important question will eventually pop up: should we combine our finances? There are many different factors to consider, but if you do decide to combine some […]
As the daughter of a small business owner, you will not hear me say that you should never pay retail. I’m a big believer that there are goods and services that you should buy retail to […]
A while back, we were in need of an extra bed to accommodate a couple of guests. We’re not quite ready to buy another bed, so we decided to rent one. My husband called the rent-to-own […]
I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
In accordance with FTC guidelines, I state that I have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.
Any references to third party products, rates, or websites are subject to change without notice. I do my best to maintain current information, but due to the rapidly changing environment, some information may have changed since it was published. Please do the appropriate research before participating in any third party offers.