The M-Network Vacation Guide: Frugal Vacation Ideas

Yurts are becoming a popular option for frugal vacations. Today the M-Network is doing a series on vacationing. Frugal tips, ideas, experiences, personal accounts…everything. Check out the other M-Network blogs for more! Vacation season is here, […]

6 Ideas to Lower Your Water Bill

Summer is just around the corner, and it’s the time of year that water bills go up. We live in an area where water is EXPENSIVE. I don’t know the exact rate, as the landlord gets […]

Frugal Living For Beginners

Brewing coffee at home can save a lot of money in the long run. It’s hard to make changes. Believe me, I know. It takes a lot of effort to change. When you’re used to doing […]

3 Quick and Frugal Alternatives to Fast Food Dinner

If you’re like me, you know what sort of day I’m talking about. The one that seems will never end, yet six o’clock rolls around too quickly; you’re left cranky from hunger and wondering what to […]

Make Paying Down Debt a Priority

One of the questions that many people ask themselves in times like these is this: should I pay down debt, or build my savings? This is a tough question. But many financial planning folks believe that […]

5 Fun Frugal Summer Activity Ideas for Kids

With temperatures soaring in parts of the country, it’s time to think of warm weather activities. It’s supposed to be over 100 degrees here in the Sacramento Valley tomorrow and last through the weekend. Yikes, say […]

10 Yard Sale Shopping Tips to Get the Best Bargains

A couple of weeks ago I gave you 10 Tips for a Wildly Successful Garage Sale in preparation for my own yard sale. Unfortunately I didn’t take my own advice and only netted about $100, but […]

12 Frugal Graduation Gift Ideas for High School and College Graduates

It’s hard to believe graduation season is here already! I was driving past a local high school the other day with my window rolled down and I swore I could smell the Senioritis. Graduation season is […]

Save Money With a Frugal Wedding

These days the average cost of a wedding in the United States is between $18,000 and $21,000. $21,000 is more money than I made my first year out of college! Fortunately for those who don’t want […]

The Wisdom of Generations Past

Take the time to get to know senior citizens. It’s well worth it. I’ve been thinking a lot lately about relationships between older people and younger people. You see, a women’s group I’m involved in with […]

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I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.

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