Who’s your Hero?

Corrie ten Boom is my personal hero. Do you have a personal hero?  Who is it?  Have you thought about it? I have a personal hero.  It’s Corrie ten Boom.  If you’ve never heard of Corrie […]

An Overview of Dave Ramsey’s 7 Baby Steps to Financial Peace

Dave Ramsey’s book The Total Money Makeover has motivated hundreds of people to get out of debt. Dave Ramsey has a solid plan that will move you toward financial freedom and over the last two weeks, […]

The Best Budgeting Tools and Software

Sometimes the best tools are the simplest ones. To effectively keep a budget, you need the right tools. And there are many tools out there to choose from. Ranging from free to hundreds of dollars, it’s […]

How to Budget with a Variable Income

It can be difficult to know how to budget with an irregular income. Budgeting with a variable income is a problem that many people have, and I don’t think it’s covered adequately in most personal finance […]

How to Make Your Own Homemade Laundry Detergent

Laundry can take up a lot of time, money and energy. I’m always on the lookout for ways to save money on washing and drying clothing. I do things like re-wear clothes before washing them, cutting […]

How to Make a Budget Plan that Works

In the past I’ve tried to follow a budget, only to fail time and time again. But I’ve learned from my mistakes. Today I’m going to walk you through the steps you need to take to […]

Where Do You Find the Deals?

I hate paying full price for things, so I looks for good deals before I spend money. One of the strategies I use to save money is stay out of the stores. It works pretty well, […]

Where to Sell Your Books for Extra Income

When I wrote a post on Friday asking you to share your spending weaknesses, I was surprised at how many of you are book-a-holics like me. It seems I’m not the only one who had piles […]

When Buying on Sale Isn’t Frugal

Make sure a sale item is a frugal purchase before forking over the money. I’m all about saving money.  You know that.  And I love sales.  I hate paying full price.  But there are some times […]

Frugal Last Minute Valentine’s Gifts

It’s Valentine’s Day! What? You forgot? The restaurants are booked, you don’t have a lot of money, and you really want to impress your sweetheart. What’s a person to do? Fortunately I have a few frugal […]

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I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.

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