We have all experienced the uncomfortable situation of being offered a store credit card when we’re shopping. Whether you are buying groceries, consumer electronics, or some new home decorations, the clerk at the register will stop […]
Frugal people are an interesting bunch. There are many types of frugal — each with its own, shall we say, personality quirks. Let’s have a little fun and examine a few. Can you spot the one […]
Whenever you are shopping for services that do not have fixed pricing it’s always a good idea to do some comparison before choosing your service provider. Be careful to compare similar services to get an accurate […]
Many people that create a budget have a difficult time sticking to it for one reason — incidental expenses. Although incidental expenses are only a small fraction of your expenses, they can have a really big […]
I’ll admit it – I’m a shopping addict. But the last place you’ll see me, if I can help it, is at a shopping mall or retail store. I’m an online shopper and greatly prefer it […]
Estate sales are a step-up from yard sales or garage sales. Instead of selling items people no longer want, they are trying to sell a house full of possessions people actually owned and used. They are […]
When it comes to fixed rate and adjustable rate (ARM) mortgages the standard personal finance advice is to always get a fixed rate mortgage. Most people opt for a 30-year fixed rate mortgage, but a 15-year […]
Many of us are looking for ways to save money, as well as be greener in our habits. Luckily, more sustainable living and saving money often go hand in hand. Indeed, many of the things that […]
Sometimes when we think about saving money and financial freedom, we think about getting good deals on what we buy and making wise investments. However, saving money and building wealth isn’t just about the bargains we […]
We all hate the money talk. Whether you are working out the details of your financial lives before you commit, or whether you have been in a committed relationship for years, talking about money always seems […]
I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
In accordance with FTC guidelines, I state that I have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.
Any references to third party products, rates, or websites are subject to change without notice. I do my best to maintain current information, but due to the rapidly changing environment, some information may have changed since it was published. Please do the appropriate research before participating in any third party offers.