How to Shop Frugally

After reading my frugal or cheap post yesterday, paidtwice asked an interesting question. Does shopping at Walmart make me frugal or cheap? And I am not talking about any ethical considerations. I am talking about buying […]

The Difference Between Frugal and Cheap

Yesterday I was reading a post at Gather Little by Little about frugality. I scrolled down to read the comments, and Paidtwice commented, “…I aspire to be frugal and sometimes I think I hit cheap instead […]

The Benefits of Unemployment

I’m a big believer in trying to look on the bright side of things. So over the last few days I’ve noticed a few benefits of unemployment. I don’t have to get out of bed quite […]

The Easy Frugal Things You Can Do

Last week I posed a question to my readers. I asked “What is the easiest frugal thing you do?” I was impressed with the large response! So here are the answers, directly from my readers. Plonkee […]

What to Do When You Lose Your Job and Income

What to Do When You Lose Your Job and Income

Well, it happened. I can’t say it was a surprise. Sales were down, and my husband was the new man on the totem pole. He lost his job yesterday. At this point we are officially without […]

Things I’ve Learned About Money by Not Having a Lot of It.

Last week I told you about my biggest financial success: becoming a stay-at-home mom. Today I’d like to expand upon the things I’ve learned along the way. When I quit my job a month before our […]

Consider Carefully Before Co-signing a Lease for an Apartment

My neighbor came over this afternoon to visit for a bit, and she related to me a financial horror story. She has a daughter who is in college in California. Her daughter needed a place to […]

Saver or Spender: Nature or Nurture?

Are you a saver or a spender? And why? Is it something you learned? Or is your financial personality something you’re born with? I used to think that how you naturally handle money is something you […]

My Best and Worst Financial Decisions: They Might Surprise You

I know you’ve all been waiting to read this. It’s time for me to reveal my best and worst financial decisions. When I began thinking about this topic, it didn’t take me long to figure out […]

6 Supermarket Savings Secrets

1. Shop Once Per Week Shopping once a week forces you to keep make a shopping list. Shopping with a list (and just sticking to it) means you’ll be less tempted by impulse buys, and you […]

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I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.

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