I love saving money on my phone bill. It’s one of the easiest bills to cut. Here are some ways to trim the phone bill. Cut out Call Waiting I think this is one of the most annoying phone features. When I’m talking to someone, I don’t want my call interrupted. And I like to … Read more6 Tips to Save Money on Your Phone Bill
I feel like I should break into the dance from Dora the Explorer…”We did it! We did it! We did it…yeah!” That’s right. One month. No eating out. At all. It wasn’t nearly as hard as I thought it would be. I figured the kids would give me a really hard time, but once we … Read moreWe Did It — A Month Without Eating Out!!!!
Now that my husband has been on his new job for a month, I ran the budget against his new income. The results were not good. We can get by, but barely. Fortunately we still have a pretty decent sized emergency fund to cover us until we figure out our next step. Unfortunately, the new … Read moreWork for Yourself or Someone Else?
You’ve heard the promos. Buy now, pay nothing until January 2008. No payments. No interest. Great deal, right? Let’s find out. I know I can pay for my item before the interest hits, so this is a good deal. If you can pay before the interest hits, why don’t you just save the money and … Read moreThe Perils of 90 Days Same as Cash
Minimalism appeals to me, because it makes me focus on what I truly love and need. One of my favorite blogs is Zen Habits. I started reading Zen Habits for the productivity tips, but lately I’ve been fascinated with Leo’s simple guide to a minimalist life. If you were to come into my home, you’d … Read moreWhy the Minimalist Lifestyle Appeals to Me
I’m on a quest to simplify my life. Recently I’ve begun to cut my budget, declutter my house, and cut down on my time commitments. As I’ve been working on these things, I’ve had a lot of time to think. Perhaps it’s the sociology major in me, but I’m fascinated by the behavior of groups … Read moreWhy Have Americans Become So Overindulgent?
One of my best frugal shopping strategies is clearance shopping at Target. I almost never pay retail at Target. After only paying 25% of the original price a few times, paying full retail is just….well, not frugal. My family laughs at my adept skill at finding the best bargains at Target. They can laugh all … Read moreClearance Shopping at Target
The seasons will be changing soon, and it will be time to pack away the summer clothes and pull out the winter wardrobe. Now is the time to take inventory of what your children need and fill in the holes. What do you do if your children need clothes and you don’t have a lot … Read moreHow to Dress Your Kids Well on the Cheap
I was reading a blog post at Single Guy Money where he relates the story of a friend who was hiding money from her husband. This woman apparently has a secret checking account where she keeps money that her husband doesn’t know about. My jaw about hit the floor when I read that. Do people … Read moreDo You Keep Secrets from Your Spouse?
No, not my accounts. The actual cards are frozen. Well, technically, they’re still freezing, since I just put them in the freezer 10 minutes ago. Yes, I’m freezing my credit cards. Why? Because it will make them very hard to use, but they’ll be available in the case of an extreme (and I do mean … Read moreMy Credit Cards are Frozen!