What Little House on the Prairie Taught Me About Debt

I may be dating myself here, but I used to love the show Little House on the Prairie as a kid. Little did I know that I would learn a lot about finances and debt by […]

Finding Snowflakes to Add to Your Snowball

We’ve all heard of the debt snowball. Pay as much toward your smallest debt as you can, and when that debt is paid off, apply that payment to your next debt. It’s a great way to […]

What Does “Being Frugal” Mean to Me?

The dictionary definition of frugal is “characterized by or reflecting economy in the use of resources”. How does a person reflect economy in the use of resources? This is what it means to me. First, being […]

How to Create a Successful eBay Auction Listing

Since I’m listing a bunch of stuff on eBay this week, I thought I’d pass along a few things I’ve learned about eBay over the years. I’ve been an eBay seller for about 4 years now, […]

My Story

My story isn’t unique. I grew up in a lower-middle class family….sometimes lower class, depending on the year. I graduated from high school with the high hopes of doing better for myself. I went away to […]

Should You Tithe When You Are in Debt?

And how much should you tithe? 10%? Less? Conventional wisdom would lead one to believe that tithing while trying to repay debt is counterproductive to the goal of being debt free. If you put the money […]

BeingFrugal.net: How It All Began

Once upon a time, 9 years or so ago, my husband and I lived a very frugal life. We had just had our first child, and I was a new stay at home mom. My husband […]

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I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.

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